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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flora Parke, Fernandina Beach.

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Sold

Sold·Closed May 29, 2026·189 days on market·Recent sales in Flora Parke·Flora Parke

24048 Creek Parke Circle

Fernandina Beach, FL 32034

$415,000sold priceListed at $420,000 · 98.8% of asking$194/sqftMLS# 2114189
4
Beds
2
Baths
2,138
Sq Ft
2000
Built
2
Garage
No
Pool

13 more homes for sale in Flora Parke →Search Flora Parke on the map

HOA $40/mo10,890 sqft lotSingle Family Residence1 story

About this home

Flora Parke

Major Price Reduction - Bring Your Offer! Seller is offering $10,000 toward buyer closing costs and/or prepaids, plus a brand-new TRANE A/C unit recently installed. This stunning all-brick home in the highly desirable Flora Parke community combines timeless curb appeal with exceptional value. Featuring 4 bedrooms and 2 bathrooms, this home offers a split floor plan for added privacy, along with a cozy wood-burning fireplace that creates a warm, inviting living space. The upgraded kitchen, with over $40,000 in improvements, is perfect for cooking, entertaining, and everyday living. Situated on a fully fenced quarter-acre lot, you'll enjoy both space and privacy--ideal for relaxing, pets, or outdoor gatherings. Key highlights: Lowest-priced 4-bedroom brick home in Flora Parke Spacious, functional layout Major kitchen upgrades Brand-new HVAC system Generous, fenced yard Conveniently located just minutes from shopping

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,299
Property taxesest. at asking price, Nassau County$573
HOAbilled annually$40
Estimated total, before insurance$2,912/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,845/yr · $237/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$415,000
$83,000
Loan Term
Monthly Payment
$2,299
Principal & Interest: $2,299
Property taxes (est.): $573
Insurance (est.): $277
Estimated Total Monthly
$3,148
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$371,065$177,658—
2024$349,029$171,944—
2023$328,281$165,480—
2022$262,857$159,204—
2021$214,730$153,111—
2020$200,307$150,307—

2024 property taxes (current owner): $2,845/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
23701 Flora Parke Boulevard, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$389,000$2384/21,636100.3
86107 Remsenburg Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESSep 2026$527,500$2375/32,223440.8
96398 Commodore Point Drive, Yulee, FL 32097Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$415,000$2344/21,770360.8
96077 Out Creek Way, Yulee, FL 32097Listed by DIAMOND REALTY GROUP OF AMELIA ISLANDAug 2026$335,000$2233/21,504120.9
96014 Inlet Cove Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPSep 2026$432,700$2213/21,9544471
96816 Arrigo Boulevard, Fernandina Beach, FL 31522Listed by MARSH LIFE REALTY, LLCAug 2026$400,000$1923/22,08821

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$420,000
Price / Sq Ft$196
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,138
Acres0.25 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address24048 Creek Parke Circle, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionFlora Parke
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size10,890 sq ft
Parcel Number252N28055000130000
ZoningPUD

Amenities

AmenitiesBasketball Court, Playground
Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Patio, Porch, Screened
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedOctober 20, 2025
Days on Market189
HOA Fees$485 / Annually
HOA FrequencyAnnually
HOA NameFlora Parke
Tax Amount$2,845.35
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PALM III REALTY AND PROPERTY M

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flora Parke

Flora Parke is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Flora Parke homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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