This home is in The Island at Twenty Mile, Ponte Vedra.

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Active Under Contract

Active Under Contract·271 days on market·The Island at Twenty Mile

215 Valley Grove Drive

Ponte Vedra, FL 32081

$899,999$342/sqftEst. $4,790/moMLS# 2113712

Beds

Baths

2,634

Sq Ft

2016

Built

Garage

Yes

Pool

About this home

The Island at Twenty Mile

Nestled on a premium preserve lot in Nocatee's coveted 20 Mile community, an established setting with a level of mature character not found in newer communities, this beautifully maintained home feels quietly set within a natural backdrop of mature trees & preserve views, offering a rare sense of privacy that is both intentional & effortless. From the moment you enter the home carries a calm, grounded feeling--natural light, open living spaces, & peaceful views creating a seamless connection between indoors & out. The backyard offers a thoughtfully designed outdoor retreat framed by nature, where daily life naturally extends outside a place to enjoy morning coffee in stillness, spend time with family, or gather with friends.. The saltwater pool completes the retreat-like experience, offering a refreshing escape without the maintenance, expense, or backyard footprint of a larger pool. With Nocatee's resort-style water parks & community pools nearby, you can enjoy the best of both worlds

Cost to own

Mortgage calculator

Home Price

$899,999

Down Payment: 20%

$180,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,546

Principal & Interest: $4,546

Est. Taxes & Insurance: $1,137

Estimated Total Monthly

$5,683

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,790

Property taxesest. at asking price, St. Johns County$1,198

HOAbilled annually$39

Estimated total, before insurance$6,027/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $951,000 in April 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$770,044	$658,529	—
2024	$689,262	$639,262	—
2023	$712,958	$662,958	—
2022	$625,727	$483,880	—
2021	$439,891	$439,891	—
2020	$414,295	$333,991	—

2024 property taxes (current owner): $10,499/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Oct 16, 2025Listed$899,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,999

Price / Sq Ft$342

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,634

Acres0.24 acres

Year Built2016

TypeResidential

Sub-TypeSingle Family Residence

StatusActive Under Contract

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Salt Water, Screen Enclosure

Is WaterfrontNo

Direction FacesWest

School Information

ElementaryPalm Valley Academy

MiddlePalm Valley Academy

HighAllen D. Nease

Community Information

Address215 Valley Grove Drive, Ponte Vedra, FL 32081

Area271-Nocatee North

SubdivisionTwenty Mile At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size10,454.4 sq ft

Parcel Number0680611960

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management- On Site, Park, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Available, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingGarage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Gas Range, Ice Maker, Microwave, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile, Vinyl

# of Stories1

LevelsOne

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)