Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Yulee.

No photos available

This listing has no photos yet

No photos available

This listing has no photos yet

Sold

Sold·Closed May 14, 2026·163 days on market·Recent sales in Yulee

245 Morning Ray Way

Yulee, FL 32097

$655,000sold priceListed at $629,800 · 104% of asking$232/sqftMLS# 2112093

Beds

Baths

2,822

Sq Ft

2020

Built

Garage

Pool

HOA $108/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Yulee

Welcome to this beautifully appointed PRESERVE-VIEW home where comfort meets elegance. This thoughtfully laid-out home offers 4 bedrooms PLUS a versatile bonus room AND a loft area-ideal for work-from-home setups, playrooms, or guest accommodations. Added Bonus - CDD is paid off, so enjoy lower taxes & LOWER MORTGAGE PAYMENT! At the heart of the home is a large family room that flows seamlessly into a gourmet kitchen, complete with stainless appliances, custom-painted backsplash, center island and tons of cabinetry & counter space. The fully upgraded kitchen flows seamlessly into a cozy breakfast nook, creating a warm & inviting atmosphere. The first-floor master suite is a private retreat, filled w/ natural light from oversized windows w/ a massive walk-in closet & boasting a spa-style bathroom w/garden tub, walk-in shower & dual vanities. Throughout the home, beautifully painted custom accent walls add charm & personality to this already gorgeous

Next steps in Yulee

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,600

Property taxesest. at asking price, Nassau County$904

HOAbilled semi-annually$108

Estimated total, before insurance$4,612/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,284/yr · $440/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,661 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Beach access 40, S Fletcher Ave. & Pasco
about 12 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenway
about 12 mi · 3.6 mi of trails
Closest public boat ramp
Nassau Landing (Edwards Road) Boat Ramp
about 3 mi · Nassau River
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Access
about 6 mi · Boggy Creek
Closest grocery store
Publix
about 0.5 mi · 76010 William Burgess Blvd, Yulee

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,284/yr

Estimated taxes if purchased at asking price: ~$10,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $223/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
294 Sawgrass Drive, Yulee, FL 32097Listed by WATSON REALTY CORP	Aug 2026	$675,000	$291	4/2	2,319	105	0.1
555 Blue Daze St Street, Yulee, FL 32097Listed by FERNANDINA BEACH REALTY	Jul 2026	$470,000	$208	4/3	2,258	28	0.3
583 Buttonwood Loop, Yulee, FL 32097Listed by KELLER WILLIAMS SOUTHEASTERN PARTNERS	Jun 2026	$450,000	$182	4/2.5	2,479	76	0.3
386 Saw Palmetto Street, Yulee, FL 32097Listed by BEYCOME OF FLORIDA LLC	Aug 2026	$495,000	$239	3/2	2,072	68	0.4
860 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Aug 2026	$539,000	$266	3/2.5	2,024	79	0.6
426 Hawthorn Park Circle, Yulee, FL 32097Listed by FERNANDINA BEACH REALTY	Jul 2026	$470,000	$227	3/2	2,073	87	0.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$629,800

Price / Sq Ft$223

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,822

Acres0.18 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

This listingNo schools reported in the MLS

ElementaryWildlight, reported on 49 other Wildlight listings

MiddleYulee, reported on 56 other Wildlight listings

HighYulee, reported on 56 other Wildlight listings

County schoolsNassau County Schools

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address245 Morning Ray Way, Yulee, FL 32097

Area480-Nassau County-Yulee North

SubdivisionWildlight

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size7,840.8 sq ft

Parcel Number442N27100000590000

Amenities

AmenitiesPool, Jogging Path, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Water Connected

Water SourcePublic

ParkingGarage

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

# of Stories2

Exterior

Patio / PorchCovered, Front Porch, Porch, Rear Porch

FencingBack Yard

RoofShingle

Additional Information

Date ListedOctober 6, 2025

Days on Market163

HOA Fees$650 / Semi-Annually

HOA FrequencySemi-Annually

Tax Amount$5,284.48

Tax Year2024

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Keep looking

More homes in Wildlight