This home is in Marsh Creek, St. Augustine — a gated community home in St. Johns County.
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Sold·Closed Oct 17, 2025·1 day on market·Recent sales in Marsh Creek·Marsh Creek
428 Marsh Point Circle
St. Augustine, FL 32080
8 more homes for sale in Marsh Creek →Search Marsh Creek on the map
About this home
Marsh Creek
Come experience one of the most desirable places to live in St. Augustine...Marsh Creek Country Club. This is not just a place to live, but a place to build friendships, stay active, relax, unwind, and be near all St. Augustine Beach has to offer. 428 Marsh Point Circle provides the perfect launching pad for all your island activities. Located on Anastasia Island in a unique community with the only golf course on the island. This beautiful home offers almost 2,600 square feet of living space with 4 bedrooms and 2.5 bathrooms. Visit the enchanting outdoor space that presents a spacious covered lanai with a screened in, heated salt water pool and very private backyard that gives the feel of a relaxing spa atmosphere. Freshly painted on the exterior with a new roof coming October 3, and resealed and leveled travertine tiles around the pool deck. The club offers several levels of optional memberships to fit your desires at an additional cost. Embark on life at ''The Creek''!
Next steps in Marsh Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1991)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,686 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
Ocean Hammockabout 0.5 mi
Closest park or preserve
Anastasia State Parkabout 3 mi · 0.7 mi of trails
Closest public boat ramp
Moultrie Creek Boat Rampabout 2 mi · Moutrie Creek
Closest kayak & paddleboard launch
Moultrie Bluffs – Lewis Point Park – Paddlecraft Accessabout 2 mi · Moultrie Creek
Closest youth league fields
Frank Butler Beachfront Park Eastabout 3 mi · Soccer
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:28 AM, sunset 6:53 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,807/yr
Estimated taxes if purchased at asking price: ~$12,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $450/sq ft; this home is listed at $324/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 412 Marsh Point Circle, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | May 2026 | $788,000 | $339 | 3/2 | 2,324 | 17 | 0.2 |
| 220 Madrid Street, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK | Jul 2026 | $860,000 | $450 | 3/2 | 1,913 | 16 | 0.3 |
| 2 Lisbon Street, St. Augustine, FL 32080Listed by THE NEWCOMER GROUP | May 2026 | $492,500 | $267 | 3/2.5 | 1,848 | 3 | 0.3 |
| 365 Marsh Point Circle, St. Augustine, FL 32080Listed by COLDWELL BANKER PREMIER PROPERTIES | Sep 2026 | $1,075,000 | $340 | 4/3.5 | 3,164 | 7 | 0.4 |
| 30 Bermuda Run Way, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $1,300,000 | $455 | 4/3 | 2,860 | 148 | 0.6 |
| 705 Ocean Gate Lane, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $1,400,000 | $525 | 4/3 | 2,665 | 5 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ENDLESS SUMMER REALTY
Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Marsh Creek
Marsh Creek is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.
View all Marsh Creek homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines