This home is in St. Augustine — a pool home in St. Johns County.
Sold·Closed Jul 27, 2026·59 days on market·Recent sales in St. Augustine
401 Ocean Breeze Lane
St. Augustine, FL 32080
About this home
St. Augustine
Tucked inside the private gated community of Ocean Trace on beautiful Anastasia Island in St. Augustine, this corner-lot pool home offers the kind of coastal lifestyle buyers search for when looking for homes near the beach in Saint Augustine. Built with quality construction and thoughtfully updated, the home features a new roof installed in 2021 and a fully replumbed interior, with major improvements already completed for true peace of mind. The updated kitchen opens into a functional layout designed for both full-time living and a relaxing second home retreat. Step outside to a private lanai and resurfaced pool, perfectly suited for outdoor living, entertaining, and enjoying the laid-back coastal atmosphere that makes Anastasia Island so desirable. Homes in Ocean Trace rarely come to market because residents love the balance of refinement, privacy, and easy living the neighborhood provides.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,713 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $602,759 | $543,022 | — |
| 2024 | $592,280 | $493,656 | — |
| 2023 | $518,301 | $448,778 | — |
| 2022 | $495,449 | $407,980 | — |
| 2021 | $403,954 | $370,891 | — |
| 2020 | $337,174 | $337,174 | — |
2025 property taxes (current owner): $9,657/yr
Estimated taxes if purchased at asking price: ~$10,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 30, 2026Closed$679,000
- Jul 23, 2026Pending$679,000
- May 28, 2026Listed$679,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $388/sq ft; this home is listed at $334/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 229 N Ocean Trace Road, St. Augustine, FL 32080Listed by THE NEWCOMER GROUP | Jul 2026 | $620,000 | $388 | 3/2 | 1,596 | 15 | 0.1 |
| 325 Floridian Avenue, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $555,000 | $308 | 4/2 | 1,800 | 4 | 0.3 |
| 220 Madrid Street, St. Augustine Beach, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK | Jul 2026 | $860,000 | $450 | 3/2 | 1,913 | 16 | 0.6 |
| 316 Mystical Way, St. Augustine, FL 32080Listed by THE NEWCOMER GROUP | Jul 2026 | $429,500 | $239 | 3/2 | 1,794 | 11 | 0.8 |
| 330 Trade Wind Lane, St. Augustine, FL 32080Listed by STA REALTY | Aug 2026 | $550,000 | $340 | 3/2 | 1,616 | 397 | 0.9 |
| 420 Trade Wind Lane, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC. | Jun 2026 | $895,000 | $476 | 3/3 | 1,881 | 144 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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