This home is in Shearwater Townhomes, St. Augustine.

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Pending

Pending·117 days on market·Shearwater Townhomes

61 Bramble Court

St. Augustine, FL 32092

$289,000$169/sqftEst. $1,474/moMLS# 2110345

Beds

Baths

1,707

Sq Ft

2023

Built

Garage

Pool

About this home

Shearwater Townhomes

Highest and Best on Friday, June 26, at 7:00 PM. Resort-style living awaits in Shearwater, featuring tennis courts, resort pool, lazy river, water slide, playgrounds, nature trails, and kayak launch, with a future recreation park, splash park, and library coming soon! Introducing the LINCOLN B floor plan by Lennar Townhomes--a thoughtfully crafted 3-bedroom, 2.5-bath residence featuring a versatile loft and attached 1-car garage. Designed with Lennar's Everything's Included package, this home boasts elegant white quartz countertops, 42'' cabinetry, and a complete suite of Frigidaire stainless steel appliances. Stylish ceramic wood-look tile extends through the main living areas and wet spaces for durability and flow. Additional highlights include quartz vanities, blinds throughout, a screened lanai, paver driveway, full irrigation system, and efficient water heater. Nestled in sought-after St. Johns County, residents enjoy a coastal lifestyle with top-rated schools.

Cost to own

Mortgage calculator

Home Price

$289,000

Down Payment: 20%

$57,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,474

Principal & Interest: $1,474

Property taxes (est.): $385

Insurance (est.): $193

Estimated Total Monthly

$2,051

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,474

Property taxesest. at asking price, St. Johns County$385

HOAbilled annually$20

Estimated total, before insurance$1,878/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,448/yr · $454/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $320,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$288,105	$237,383	—
2024	$286,621	$236,621	—
2023	$57,000	$57,000	—

2024 property taxes (current owner): $5,448/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$289,000

Price / Sq Ft$169

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,707

Acres0.05 acres

Year Built2023

TypeResidential

Sub-TypeTownhouse

StyleTraditional

StatusPending

# of Garages1

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryTrout Creek Academy

MiddleTrout Creek Academy

HighBeachside

Community Information

Address61 Bramble Court, St. Augustine, FL 32092

Area304- 210 South

SubdivisionShearwater Townhomes

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size2,178 sq ft

Parcel Number0100181370

ZoningResidential

Amenities

AmenitiesPool, Barbecue, Children's Pool, Clubhouse, Dog Park, Fitness Center, Management - Full Time, Park, Playground, Tennis Court(s)

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup

SecurityCarbon Monoxide Detector(s), Fire Alarm