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Sold·Closed Oct 9, 2025·179 days on market
5299 Deer Island Road
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Stunning Riverfront custom built in 2022. Almost new construction left no detail spared. Inside features 3-beds, 2.5-baths PLUS office. Open floorplan with 10-11 ft coffered ceilings & panoramic views of the St. Johns River. The kitchen is a dream with a 4x8 island, custom two-toned cabinets, quartz countertops, Cafe appliances including a double oven, 6-burner gas stove with griddle, and a walk-in butlers pantry. The luxurious primary suite overlooks the river and offers his & her vanities, his & her water closets and soaking tub. Outside features a Mansard screened-in patio with a stone wood burning fireplace and full summer kitchen. The 300 ft dock leads to a covered deck with 10,000lb boat lift. Additional highlights include a 3-car garage, energy efficient spray foam insulation, and whole house generator. Green Cove Springs offers historic charm surrounded by stunning natural landscape and easy access to Jax & St Augustine. Secure your investment in G.C.S before it's rapid growt
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,698 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $5,406/yr
Estimated taxes if purchased at asking price: ~$19,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $489/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5325 Deer Island Road, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $444,000 | $267 | 2/2 | 1,660 | 148 | 0.1 |
| 5577 Dianthus Street, Green Cove Springs, FL 32043Listed by KAHLE COMMERCIAL GROUP, INC | Jun 2025 | $855,000 | $368 | 3/2 | 2,324 | 20 | 1 |
| 5592 Dianthus Street, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS JACKSONVILLE | Dec 2025 | $451,000 | $212 | 4/3 | 2,123 | 152 | 1.1 |
| 387 Cassia Street, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNS | Jun 2025 | $525,000 | $206 | 5/4 | 2,552 | 54 | 1.3 |
| 5193 County Road 209 S, Green Cove Springs, FL 32043Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jan 2026 | $335,000 | $145 | 4/2 | 2,312 | 3 | 1.7 |
| 574 Hall Road, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $358,000 | $207 | 4/3 | 1,728 | 5 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXIT MAGNOLIA POINT REALTY
Sold by: EXIT MAGNOLIA POINT REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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