This home is in Jacksonville — a gated community home in Jacksonville.
Sold·Closed Jun 30, 2026·270 days on market·Recent sales in Over 55 & Active Adult
11254 Saddle Club Drive
Jacksonville, FL 32219
About this home
Jacksonville
*****MOTIVATED SELLER***** Step Into Timeless Elegance in Jacksonville Ranch Club!! Nestled within the prestigious gated community of Jacksonville Ranch Club, this custom-built estate offers a perfect blend of refined luxury and everyday comfort. With 3 generously sized bedrooms--each featuring its own private ensuite--a stylish half bath, and a light-filled sunroom, this residence is thoughtfully designed for modern living. The heart of the home is the chef's kitchen, outfitted with premium finishes and seamlessly connected to the formal dining room--a perfect setting for entertaining in style. Throughout the home, you'll find rich hardwood floors, elegant crown molding, and meticulous craftsmanship that exude sophistication. The expansive master suite is a private retreat, featuring a dramatic double tray ceiling, dual vanities, oversized master closets, and a spa-inspired walk-through shower. Minutes from the airport, River City Marketplace, & downtown Jax.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $482,011 | $318,113 | — |
| 2024 | $471,213 | $308,159 | ▼ $26,739 |
| 2023 | $520,800 | $297,436 | — |
| 2022 | $483,032 | $296,026 | — |
| 2021 | $381,994 | $285,919 | — |
| 2020 | $342,556 | $281,268 | — |
2024 property taxes (current owner): $5,879/yr
Estimated taxes if purchased at asking price: ~$12,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $211/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11141 Saddle Club Drive, Jacksonville, FL 32219Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2025 | $805,000 | $223 | 4/4.5 | 3,607 | 67 | 0.3 |
| 11231 Saddle Crest Way, Jacksonville, FL 32219Listed by MOMENTUM REALTY | Feb 2026 | $455,000 | $185 | 4/3 | 2,456 | 193 | 0.5 |
| 8152 Sierra Oaks Boulevard, Jacksonville, FL 32219Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2025 | $515,000 | $225 | 3/2.5 | 2,292 | 123 | 2 |
| 6227 Rein Avenue, Jacksonville, FL 32219Listed by LENNAR REALTY INC | May 2026 | $337,985 | $146 | 5/2.5 | 2,318 | 63 | 2.1 |
| 9603 Lovage Lane, Jacksonville, FL 32219Listed by REAL BROKER LLC | Oct 2025 | $387,000 | $168 | 4/3 | 2,297 | 101 | 2.3 |
| 10293 Ford Road, Bryceville, FL 32009Listed by XCELLENCE | Jul 2026 | $540,000 | $237 | 4/2 | 2,281 | 36 | 2.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ZEE LUXE REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines