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This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·58 days on market

10177 Fair Hill Court

Jacksonville, FL 32219

$1,200,000$248/sqftEst. $6,188/moMLS# 2149959

Beds

Baths

4,842

Sq Ft

2023

Built

Garage

Pool

About this home

Jacksonville

Built in 2023, this exceptional all-brick estate is tucked inside a peaceful gated community that offers 4,842 sq. ft. (underroof 6482) of refined living on 1.43 landscaped acres. Designed for comfort and sophistication, the home features 4 bedrooms, 3 full baths, a powder room, a spacious lanai, office, gym, laundry room, and a study. The kitchen showcases a 12 by 6-foot island; pot filler; plus a breakfast nook area, while the private primary suite offers dual walk-in closets, Spa-Like Primary Suite with double vanities, a spa-style bath with a step-down double shower and oversized jetted air soaking tub. Additional features include a wide entrance front porch, 3-bay garage, irrigation system, private well & septic, two AC units with Smart Thermostats. Ideally located minutes from River City Marketplace, downtown and the airport. Whether you're enjoying a peaceful morning or hosting friends in the evening, this outdoor space brings the beauty of Florida living right to your doorstep.

Cost to own

Mortgage calculator

Home Price

$1,200,000

Down Payment: 20%

$240,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$6,188

Principal & Interest: $6,188

Property taxes (est.): $1,959

Insurance (est.): $800

Estimated Total Monthly

$8,948

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$6,188

Property taxesest. at asking price, Duval County$1,959

HOAbilled annually$73

Estimated total, before insurance$8,221/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,046/yr · $920/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$702,530	$591,588	—
2024	$690,922	$574,208	▼ $39,811
2023	$54,000	$41,250	—
2022	$37,500	$37,500	—
2021	$22,000	$22,000	—
2020	$18,500	$17,009	—

2025 property taxes (current owner): $11,046/yr

Estimated taxes if purchased at asking price: ~$23,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,673 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 11, 2026Listed$1,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,200,000

Price / Sq Ft$248

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage4,842

Total Structure Area6,482 sq ft

Acres1.43 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleA-Frame, Ranch

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryDinsmore

MiddleHighlands

HighJean Ribault

Community Information

Address10177 Fair Hill Court, Jacksonville, FL 32219

Area082-Dinsmore/Northwest Duval County

SubdivisionJacksonville Ranch Club 2

CityJacksonville

CountyDuval

StateFL

Zip Code32219

Lot Size62,290.8 sq ft

Parcel Number0026511360

ZoningAgricultural

Amenities

AmenitiesGated, Park, Playground, Security, Trash, Water

UtilitiesCable Available, Electricity Available, Sewer Connected, Water Available

SewerPrivate Sewer

Water SourcePrivate, Well

Green / EnergyConstruction, Insulation, Thermostat, Windows

ParkingAdditional Parking, Circular Driveway, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Induction Cooktop, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric, Multi Units, Split System

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup

Security24 Hour Security, Carbon Monoxide Detector(s), Fire Alarm, Security Gate, Security Lights, Security System Owned