This home is in Jacksonville — a gated community home in Jacksonville.
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Sold·Closed Feb 27, 2026·242 days on market·Recent sales in Over 55 & Active Adult
9921 Derby Gate Court
Jacksonville, FL 32219
About this home
Jacksonville
Seller Offering up to $10,000 Toward Buyer's Closing Costs or Interest Rate Buy-Down with an Acceptable Offer! This home is priced below recent appraisal value! Exquisite Modern Coastal Craftsman in Jacksonville Ranch Club II Experience refined living in this newly built 5-bedroom, 4-bathroom masterpiece, spanning 2,822 square feet in the exclusive gated Jacksonville Ranch Club II. This coastal-inspired craftsman home blends sophisticated design with welcoming warmth, offering the perfect haven for modern lifestyles and entertaining. Step into a bright, open-concept layout with a split floor plan, flooded with natural light. The entertainer's kitchen, a host's dream, features expansive prep space, sleek cabinetry, and flows effortlessly into the inviting living area, anchored by a stylish electric fireplace. Durable LVP flooring runs throughout, marrying elegance with practicality. A generous upstairs bonus room with a full bath adds the flexibility of a fifth bedroom
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,586 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 23 mi · 35 parking spaces
Closest park or preserve
Cary State Forestabout 1 mi · 17.7 mi of trails
Closest public boat ramp
Dinsmore Boat Landingabout 4 mi · St. Johns River - Trout River (Jacksonville)
Closest kayak & paddleboard launch
Lake Bethesda Park – Adaptive Kayak Launchabout 6 mi · Bethesda Pond
Closest youth league fields
Dinsmore Park and Community Centerabout 4 mi · Baseball, Softball
Closest grocery store
Winn-Dixieabout 7 mi · 5250 Moncrief Road W, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $211/sq ft; this home is listed at $246/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11278 Saddle Club Drive, Jacksonville, FL 32219Listed by NON MLS (realMLS) | Mar 2026 | $605,554 | $191 | 4/3 | 3,163 | 0 | 0.2 |
| 11254 Saddle Club Drive, Jacksonville, FL 32219Listed by ZEE LUXE REALTY INC | Jun 2026 | $645,000 | $211 | 3/3.5 | 3,054 | 270 | 0.3 |
| 11062 Blazing Ridge Court, Jacksonville, FL 32219Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Mar 2026 | $490,000 | $204 | 4/3 | 2,407 | 163 | 0.4 |
| 11214 Saddle Club Drive, Jacksonville, FL 32219Listed by LONDON LUXE REALTY & PROPERTY MANAGEMENT | Mar 2026 | $560,000 | $195 | 5/4 | 2,876 | 114 | 0.4 |
| 11060 Whisper Ridge Court, Jacksonville, FL 32219Listed by THE LEGENDS OF REAL ESTATE | Apr 2026 | $625,000 | $248 | 5/3 | 2,518 | 20 | 0.6 |
| 9818 Kings Crossing Drive, Jacksonville, FL 32219Listed by BEAR REALTY, INC. | Apr 2026 | $720,000 | $252 | 4/3.5 | 2,860 | 103 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Feb 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines