Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

Photo 1 / 70
Active

$1,189,9005 bd · 4.5 ba · 4,462 sq ft

Active·299 days on market

10115 Fair Hill Ct. Court

Jacksonville, FL 32219

$1,189,900$267/sqftEst. $6,487/mo mortgageMLS# 2098364
5
Beds
4.5
Baths
4,462
Sq Ft
2024
Built
3
Garage
No
Pool
FEMA Zone XHOA $73/moSingle Family Residence2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to your dream home in the prestigious, gated community of Jacksonville Ranch Club 2. This stunning residence is situated on a 1.25-acre lot with lake view. Driveway ends with 3-car garages ensuring ample parking and convenience. Exterior structural walls are built with 2X6, insulated with R19 which is more energy efficient, Pella windows, GAF architectural shingle, 2 laundries, In-Law suit,2 A/C units, plans for future pool, sewer and supply lines added for future, summer kitchen, high ceilings 10' & 12', 7' door, 1x6 baseboard, 1x4 trim around doors. Downstair bathrooms are curb les with frame less shower enclosure. 6' ceiling fans, smart thermostats, tankless water heaters, 2 laundries, water softener with UV light, sprinkle system

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$6,487
Property taxesest. at asking price, Duval County$1,943
HOAbilled annually$73
Estimated total, before insurance$8,503/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,189,900
$237,980
Loan Term
Monthly Payment
$6,487
Principal & Interest: $6,487
Property taxes (est.): $1,943
Insurance (est.): $793
Estimated Total Monthly
$9,224
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,753 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $80,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$746,602$738,802▲ $119,719
2024$52,000$52,000▼ $2,000
2023$54,000$54,000—
2022$40,000$11,390—
2021$22,000$10,355—
2020$18,500$9,414—

Estimated taxes if purchased at asking price: ~$23,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jan 14, 2026Listed$1,189,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $267/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10114 Fair Hill Court, Jacksonville, FL 32219Listed by COLDWELL BANKER VANGUARD REALTYDec 2025$950,000$1735/65,4891160.1
11141 Saddle Club Drive, Jacksonville, FL 32219Listed by COLDWELL BANKER VANGUARD REALTYJul 2025$805,000$2234/4.53,607670.1
10137 Hunters Chase Court, Jacksonville, FL 32219Listed by BOLD CITY REALTY GROUP INCJun 2026$970,000$2214/54,384110.2
11278 Saddle Club Drive, Jacksonville, FL 32219Listed by NON MLS (realMLS)Mar 2026$605,554$1914/33,16300.5
11279 Saddle Crest Way, Jacksonville, FL 32219Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYFeb 2026$685,000$1865/43,680801
10382 Ford Road, Bryceville, FL 32009Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAAug 2025$816,000$2505/33,26081.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$1,189,900
Price / Sq Ft$267
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage4,462
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ElementaryDinsmore, reported on 14 other Jacksonville Ranch Club 2 listings
MiddleHighlands, reported on 13 other Jacksonville Ranch Club 2 listings
HighJean Ribault, reported on 13 other Jacksonville Ranch Club 2 listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address10115 Fair Hill Ct. Court, Jacksonville, FL 32219
Area082-Dinsmore/Northwest Duval County
SubdivisionJacksonville Ranch Club 2
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Parcel Number002651-1390
ZoningResidential

Amenities

AmenitiesGated, Playground
UtilitiesElectricity Available, Sewer Available, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached, Garage Door Opener
ViewLake

Interior

Interior FeaturesBreakfast Nook, Butler Pantry, Ceiling Fan(s), Guest Suite, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Water Heater, Ice Maker, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingHeat Pump
CoolingSplit System
FlooringLaminate
# of Stories2
LaundryElectric Dryer Hookup, Lower Level, Sink
SecuritySecurity Gate, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Shower
Patio / PorchFront Porch, Porch, Rear Porch
FencingOther
RoofShingle
ConstructionConcrete, Fiber Cement, Frame, Stone Veneer

Additional Information

Date ListedJanuary 14, 2026
Days on Market299
HOA Fees$875 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines