This home is in Jacksonville Beach.
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Sold·Closed Nov 21, 2025·64 days on market·Recent sales in Jacksonville Beach
112 20th Avenue N
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Beach living at its finest! Just steps from the sand and surf, this fully renovated coastal retreat is turnkey and move-in ready—just unpack and enjoy. Every detail has been thoughtfully designed, blending modern luxury with the ease of beach life. The open-concept floor plan features ocean views, premium finishes, and a chef's kitchen with Fisher & Paykel appliances, custom cabinetry, and an island that seats ten—perfect for entertaining. The spacious master suite offers a spa-inspired bath with an oversized shower, floating vanity, and designer tile. Downstairs, a private suite with full bath and kitchenette opens to a low-maintenance turf yard framed by lush foliage, marble privacy wall, and water feature. New roof with solar, new Pella windows and doors, and full smart-home integration complete this showstopper. Nothing else this close to the ocean compares at this price!
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,797 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Seagate Aveabout 0.1 mi
Closest park or preserve
Dutton Island Preserveabout 3 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 4 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Tide Views Preserve Canoe Landing (Long Portage!)about 2 mi · Pablo Creek
Closest youth league fields
Fletcher High School Poolabout 0.5 mi · Baseball, Basketball, Football, Soccer, Volleyball, Lacrosse, Swimming
Closest grocery store
Publixabout 1 mi · 580 Atlantic Blvd, Neptune Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $7,282/yr
Estimated taxes if purchased at asking price: ~$25,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $477/sq ft; this home is listed at $615/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1126 1st Street N 205, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | May 2026 | $755,000 | $443 | 3/3 | 1,705 | 179 | 0.6 |
| 917 1st Street N 1001, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORP | Oct 2026 | $1,499,000 | $661 | 3/3 | 2,269 | 1 | 0.7 |
| 932 1st Street N 203, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $950,000 | $386 | 3/3.5 | 2,463 | 50 | 0.7 |
| 932 1st Street N 701, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $1,222,500 | $488 | 3/3.5 | 2,505 | 51 | 0.7 |
| 404 9th Avenue N, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | Jun 2026 | $611,000 | $319 | 4/3.5 | 1,915 | 81 | 0.7 |
| 932 1st Street N 501, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS ST JOHNS | Jun 2026 | $1,196,000 | $477 | 3/3.5 | 2,505 | 42 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Nov 21, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines