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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Villages Of San Jose, Jacksonville — a gated community home in Jacksonville.

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Sold·Closed Feb 23, 2026·150 days on market·Recent sales in Villages Of San Jose·Villages Of San Jose

4245 Via Valencia Circle

Jacksonville, FL 32217

$495,000sold priceListed at $529,900 · 93.4% of asking$203/sqftMLS# 2106698
4
Beds
2.5
Baths
2,436
Sq Ft
1998
Built
2
Garage
No
Pool

8 more homes for sale in Villages Of San Jose →Search Villages Of San Jose on the map

HOA $340/mo10,019 sqft lotSingle Family Residence1 story

About this home

Villages Of San Jose

Welcome to this beautifully updated 4-bedroom, 2.5-bath custom home in the highly sought-after Villages of San Jose. Set on a spacious lot, this home showcases timeless Mediterranean architecture with a charming courtyard entry and a brand-new tile roof (2025) for lasting peace of mind. Inside, the thoughtfully designed split floor plan features rich wood floors, abundant natural light, and open living spaces that flow seamlessly into the kitchen—perfect for both relaxing nights at home and entertaining guests. Additional upgrades include a new gas water heater (2025), numerous custom finishes, and a private backyard with plenty of room for gatherings. This gated community offers resort-style amenities including a pool, tennis, pickleball, and 24/7 security, creating a lifestyle of both elegance and ease.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,720
Property taxesest. at asking price, Duval County$808
HOAbilled monthly$340
Estimated total, before insurance$3,869/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,015/yr · $418/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,639 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,015/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $218/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8423 Mizner Circle E, Jacksonville, FL 32217Listed by KELLER WILLIAMS JACKSONVILLEOct 2026$430,000$1873/22,2972700.3
4068 Corrientes Court S, Jacksonville, FL 32217Listed by RE/MAX SPECIALISTSOct 2026$419,900$2193/21,917590.4
4202 San Clerc Road, Jacksonville, FL 32217Listed by NAVY TO NAVY HOMES LLCAug 2026$425,000$1634/32,613250.4
2432 Jose Circle S, Jacksonville, FL 32217Listed by SPECTRUM REALTY SERVICESOct 2026$430,000$2183/31,971160.5
7919 Rondeau Drive E, Jacksonville, FL 32217Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$269,900$1573/21,72070.5
4060 Corrientes Court S, Jacksonville, FL 32217Listed by THE LEGENDS OF REAL ESTATESep 2026$460,000$2413/21,907560.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$529,900
Price / Sq Ft$218
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,436
Acres0.23 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryBeauclerc, reported on 9 other Villages Of San Jose listings
MiddleAlfred Dupont, reported on 9 other Villages Of San Jose listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address4245 Via Valencia Circle, Jacksonville, FL 32217
Area012-San Jose
SubdivisionVillages Of San Jose
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size10,018.8 sq ft
Parcel Number1516370650
ZoningSingle Family

Amenities

AmenitiesPool, Clubhouse, Gated, Maintenance Grounds, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Suburban, Street Lights, Gated
UtilitiesSewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Gas Water Heater, Ice Maker, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryGas Dryer Hookup, In Unit
Security24 Hour Security, Gated with Guard, Security System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Glass Enclosed
FencingBack Yard
RoofTile
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 2, 2025
Days on Market150
HOA Fees$340 / Monthly
HOA FrequencyMonthly
HOA NameValencia at the Villages
HOA Fee IncludesMaintenance Grounds
Tax Amount$5,015.18
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Villages Of San Jose

Villages Of San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.

View all Villages Of San Jose homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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