This home is in Beacon Lake, St. Augustine — a waterfront home in St. Johns County.
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Sold·Closed Dec 18, 2025·107 days on market·Recent sales in Beacon Lake·Beacon Lake
653 Stargaze Lane
St. Augustine, FL 32095
19 more homes for sale in Beacon Lake →Search Beacon Lake on the map
About this home
Beacon Lake
Like New Lake Home, but better! barely lived-in 3-bedroom, 2-bathroom home in the highly sought-after Beacon Lake community. From the moment you arrive, you'll be captivated by its charming coastal curb appeal, complete with a covered front porch, manicured landscaping, and a cheerful front door that sets the tone for what's inside. Step into the bright and open living space, where neutral tones, elegant finishes, and abundant natural light create a warm, inviting atmosphere. The most desirable floor plan, ''The Ortega,'' This one presents like a model home with extra storage and two linen closets, perfect for even the most particular buyers. The spacious great room flows seamlessly into the dining area and chef's kitchen, featuring white cabinetry, quartz countertops, stainless steel appliances, a gas cooktop, upgraded hood system, wall oven microwave combo, variegated backsplash, and a large island perfect for entertaining.
Next steps in Beacon Lake
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $433,100 in July 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $343,047 | $292,325 | — |
| 2024 | $341,588 | $291,588 | — |
| 2023 | $85,000 | $85,000 | — |
2024 property taxes (current owner): $3,881/yr
Estimated taxes if purchased at asking price: ~$7,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $271/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 73 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUP | Jun 2026 | $460,000 | $240 | 3/2 | 1,914 | 37 | 0.1 |
| 523 Stargaze Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $510,000 | $243 | 4/2.5 | 2,098 | 29 | 0.1 |
| 368 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUP | Aug 2026 | $540,000 | $260 | 4/2.5 | 2,075 | 50 | 0.2 |
| 100 Leclerc Court, St. Augustine, FL 32095Listed by CASTILLO REAL ESTATE JAX | Sep 2026 | $490,000 | $250 | 4/2 | 1,963 | 87 | 0.9 |
| 374 Convex Lane, St. Johns, FL 32095Listed by NON MLS (realMLS) | Jul 2026 | $499,000 | $254 | 3/2 | 1,963 | 0 | 0.9 |
| 55 Starnberg Court, St. Augustine, FL 32095Listed by SUPREME PATH BROKERAGE LLC | Jun 2026 | $461,000 | $225 | 4/2.5 | 2,053 | 82 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Beacon Lake
Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Beacon Lake homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 18, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines