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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Middlebourne, St. Johns — a waterfront home in St. Johns County.

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Sold

Sold·Closed Feb 2, 2026·185 days on market·Recent sales in Middlebourne·Middlebourne

289 Navigators Road

St. Johns, FL 32259

$885,500sold priceListed at $927,230 · 95.5% of asking$277/sqftMLS# 2103466
4
Beds
3.5
Baths
3,196
Sq Ft
2026
Built
3
Garage
No
Pool

17 more homes for sale in Middlebourne →Search Middlebourne on the map

HOA $42/moWaterfrontSingle Family Residence2 storiesNew construction

About this home

Middlebourne

Step into the Brooklyn, a versatile 3,234-square-foot home designed to bring comfort, style, and functionality to everyday living. This stunning two-story layout offers 4 bedrooms, 3 bathrooms, and a three-car garage, making it ideal for families who need space and flexibility. With open-concept living areas, private retreats, and plenty of room for entertaining, the Brooklyn can easily adapt to your lifestyle. ICI Homes' commitment to customization means you can personalize the Brooklyn to truly make it your own. As you enter the Brooklyn, you're welcomed by a grand foyer that leads you into the heart of the home. To the right of the entryway is a flex room that can be used as a study, home office, or even a cozy den—whatever suits your needs. Just beyond the foyer, you'll find a spacious living room, an inviting area with abundant natural light that flows seamlessly into the kitchen and dining room.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,828
Property taxesest. at asking price, St. Johns County$1,178
HOAbilled annually$42
Estimated total, before insurance$6,048/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $302/sq ft; this home is listed at $290/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
246 Junction Avenue, St. Johns, FL 32259Listed by ICI SELECT REALTY, INC.Sep 2026$1,019,630$3174/3.53,21300.1
53 Junction Avenue, St. Johns, FL 32259Listed by ICI SELECT REALTY, INC.Oct 2026$811,904$3024/32,68900.2
55 Navigators Road, St. Johns, FL 32259Listed by EXP REALTY LLCOct 2026$799,000$2305/43,474630.2
201 Granite City Avenue, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATESep 2026$515,000$2184/32,361610.7
275 Freshwater Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$775,000$2394/33,2441021.1
5001 Totem Court, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$775,000$3154/32,46321.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$927,230
Price / Sq Ft$290
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,196
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes
Gated CommunityYes
New ConstructionYes

School Information

Community Information

Address289 Navigators Road, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionMiddlebourne
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0098211190

Amenities

AmenitiesPool, Dog Park, Gated, Playground
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air, Electric
# of Stories2
LaundryIn Unit

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFrame

Additional Information

Date ListedAugust 12, 2025
Days on Market185
HOA Fees$505 / Annually
HOA FrequencyAnnually
HOA NameLeland
Listing TermsConventional
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ICI SELECT REALTY, INC.

Sold by: INTEGRITY KEY REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Middlebourne

Middlebourne is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Middlebourne homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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