This home is in Jacksonville — a waterfront home in Jacksonville.
$1,299,9994 bd · 3.5 ba · 3,360 sq ft
Active·92 days on market
13957 Ketch Cove Place
Jacksonville, FL 32224
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Waterfront living with no HOA or CDD on 0.65 acres in Holiday Harbor. At the end of a quiet cul-de-sac, this 4-bedroom, 3.5-bath home offers Intracoastal views, navigable tidal canal frontage, and shared dock access, minutes from the beaches and Mayo Clinic. A 2024 backyard retreat features a 30x20 pool and 10x10 spa, sun shelf, bubblers, LED lighting, Pentair automation, shell stone decking, and an extended-view screen enclosure. Inside, 3,300+ sq ft offer a split-bedroom plan with a flexible in-law layout, media room, and great room with soaring ceilings, a wood-burning fireplace, and water views. The kitchen includes granite countertops, stainless appliances, a breakfast bar, and sunny nook. The owner's suite features a sitting area and private waterfront balcony. Wood and travertine floors, crown molding, and zoned HVAC complete the interior. Mature landscaping and thoughtful positioning provide privacy while preserving the views.
Next steps in New Construction — Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1988)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,794 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
19th Ave Nabout 3 mi · 15 parking spaces
Closest park or preserve
Dutton Island Preserveabout 2 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 3 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 1.0 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Patton Parkabout 2 mi · Soccer
Closest grocery store
Walmart Neighborhood Marketabout 1.0 mi · 1650 San Pablo Road South, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $17,946/yr
Estimated taxes if purchased at asking price: ~$25,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 21, 2026Price change$1,299,999−$50,000
- Aug 7, 2026Active$1,349,999
- Aug 4, 2026Listed$1,349,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $399/sq ft; this home is listed at $387/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13819 Ibis Point Boulevard, Jacksonville, FL 32224Listed by LPT REALTY LLC | Oct 2026 | $694,000 | $232 | 4/3 | 2,994 | 108 | 0.4 |
| 13835 Softwind Trail N, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Oct 2026 | $635,000 | $259 | 4/3 | 2,451 | 1 | 0.4 |
| 2306 Pine Island Court, Jacksonville, FL 32224Listed by BERRY & CO. REAL ESTATE | Sep 2026 | $1,035,000 | $399 | 3/2.5 | 2,595 | 150 | 0.4 |
| 2318 Pine Island Court, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Sep 2026 | $1,550,000 | $432 | 4/3.5 | 3,588 | 6 | 0.5 |
| 13438 Aquiline Road, Jacksonville, FL 32224Listed by FLUID REALTY, LLC. | Sep 2026 | $595,000 | $240 | 4/2 | 2,480 | 87 | 0.8 |
| 2010 Tara Court, Neptune Beach, FL 32266Listed by DOUGLAS ELLIMAN FLORIDA | Oct 2026 | $1,715,000 | $510 | 3/4 | 3,364 | 10 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLUID REALTY, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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