This home is in Jacksonville — a pool home in Jacksonville.
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Sold·Closed May 15, 2026·2 days on market·Recent sales in Jacksonville
4456 Breakwater Row W
Jacksonville, FL 32225
About this home
Jacksonville
Step into your 4 bedroom/ 3 bathroom private retreat in a highly sought-after boating community! This beautifully updated home features a new roof, fresh interior paint throughout (including ceilings, walls, closets & garage), new carpet, and a new water heater, with HVAC just 6 years old. The split floorplan offers privacy, including a privacy door off the sitting room, secluding the secondary bedroom, pool full bath, and primary suite with lanai access. The luxurious primary ensuite boasts double vanities, soaking tub, two walk-in closets, and an updated walk-in shower. Enjoy a stunning kitchen with new quartz countertops and a hall bath with a floor-to-ceiling quartz shower. Outdoors, relax in your tropical oasis with an inground pool, gazebo--plus easy-access pool bath, glass-enclosed lanai - perfect for entertaining! Home includes irrigation system & water softener. Surround sound equipment conveys.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1991)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,372 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
South Beach Pavillion, Little Talbot Island State Parkabout 7 mi · 100 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)about 1 mi · 9.3 mi of trails
Closest public boat ramp
Fulton Road Unimproved Landingabout 0.6 mi · St. Johns River
Closest kayak & paddleboard launch
Joe Carlucci Sisters Creek Park – Paddlecraft Launch Beachabout 3 mi · St. Johns River
Closest youth league fields
Ed Austin Regional Parkabout 1 mi · Baseball, Softball, Soccer
Closest grocery store
Publixabout 2 mi · 2771 Monument Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,787/yr
Estimated taxes if purchased at asking price: ~$11,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $241/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11341 Woodsong Loop N, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $513,500 | $234 | 3/2 | 2,194 | 3 | 0.1 |
| 4423 Woodsong Loop W, Jacksonville, FL 32225Listed by RE/MAX SPECIALISTS | Jul 2026 | $579,000 | $283 | 4/3 | 2,045 | 23 | 0.1 |
| 4425 Beacon Drive W, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $553,000 | $220 | 4/2.5 | 2,519 | 67 | 0.2 |
| 4432 Hartman Road, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $395,000 | $166 | 4/2.5 | 2,380 | 3 | 0.2 |
| 11257 Portside Drive, Jacksonville, FL 32225Listed by HOMECOIN.COM | Sep 2026 | $800,000 | $260 | 4/3 | 3,075 | 110 | 0.3 |
| 4276 Stratford Way, Jacksonville, FL 32225Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Aug 2026 | $529,000 | $218 | 3/2 | 2,429 | 55 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Sold by: MOMENTUM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on May 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines