This home is in Jacksonville.
Sold·Closed Jul 2, 2026·13 days on market·Recent sales in Jacksonville
12707 Ft Caroline Road
Jacksonville, FL 32225
About this home
Jacksonville
Spacious and beautifully updated, this 2934 sq ft home offers 4 bedrooms and 3 baths on a generous 2.7 acre lot. Designed for both style and comfort, this home features expansive picture windows throughout that fill the home with natural light. The new wrap around deck offers plenty of space for relaxing or entertaining. The large renovated kitchen provides ample storage, modern finishes and stainless steel appliances. The grand dining space is perfect for hosting friends or family. Recently updated bathrooms add a fresh touch to the home. Additional highlights include a new roof in 2025, new deck in 2026, newer AC and water heater, covered parking, space for RV, boat or additional recreational vehicles, 750 sq ft outbuilding that is perfect for hobbies, storage or a workshop. Home is located near the historic Ft. Caroline Monument, Ribault Monument, Timucuan Preserve and Spanish Pond. Great walking trails. This home offers privacy, beautiful scenery, functionality and charm.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2025 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,555 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $498,690 | $225,886 | — |
| 2024 | $489,185 | $218,813 | ▲ $11,923 |
| 2023 | $490,687 | $210,984 | — |
| 2022 | $341,347 | $203,383 | — |
| 2021 | $283,029 | $196,003 | — |
| 2020 | $266,255 | $192,607 | — |
2025 property taxes (current owner): $4,585/yr
Estimated taxes if purchased at asking price: ~$11,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $218/sq ft; this home is listed at $213/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12548 Highview Drive, Jacksonville, FL 32225Listed by COMPASS FLORIDA LLC | Aug 2026 | $645,000 | $235 | 4/2.5 | 2,741 | 64 | 0.3 |
| 12062 Hidden Hills Drive S, Jacksonville, FL 32225Listed by KALLAM REALTY GROUP PLLC | Jul 2026 | $365,000 | $175 | 3/2 | 2,091 | 25 | 0.5 |
| 4432 Hartman Road, Jacksonville, FL 32225Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $395,000 | $166 | 4/2.5 | 2,380 | 3 | 0.6 |
| 4276 Stratford Way, Jacksonville, FL 32225Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Aug 2026 | $529,000 | $218 | 3/2 | 2,429 | 55 | 0.6 |
| 4848 Charles Bennett Drive, Jacksonville, FL 32225Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $645,000 | $243 | 4/2.5 | 2,655 | 28 | 0.6 |
| 12159 Spiney Ridge Drive S, Jacksonville, FL 32225Listed by BK REALTY | May 2026 | $250,000 | $114 | 3/2 | 2,188 | 5 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jul 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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