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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cypress Trails, Jacksonville.

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Sold

Sold·Closed Sep 30, 2025·17 days on market·Recent sales in Cypress Trails·Cypress Trails

831 Aspen Leaf Drive

Jacksonville, FL 32081

$597,500sold priceListed at $610,000 · 98% of asking$242/sqftMLS# 2099595
4
Beds
2.5
Baths
2,464
Sq Ft
2016
Built
2
Garage
No
Pool

6 more homes for sale in Cypress Trails →Search Cypress Trails on the map

HOA $33/mo12,632 sqft lotSingle Family Residence1 story

About this home

Cypress Trails

PRIME LOCATION!!! Nestled in a peaceful cul-de-sac and surrounded by lush preserve on two sides, this exceptional 4-bedroom, 2.5-bathroom home is truly one-of-a-kind. The Serenata floor plan by Lennar boasts an open layout with seamless flow and a host of upgraded features. Inside, you'll find tile flooring throughout the main living areas, 8-foot doors, and elegant crown molding. The spacious kitchen is equipped with 42 inch cabinets, stainless steel appliances and stylish window treatments. Additional upgrades include motorized shades, a brand-new AC unit with a transferable warranty and UV filtration system, professional epoxy flooring in the garage, fresh exterior paint, added attic insulation, a water softener, and more. This home has been meticulously maintained with attention to every detail. Enjoy all the fantastic amenities Nocatee has to offer, including the Cypress Trails neighborhood pool, pavilion, dog park, multi-purpose field, playground, and much more! With its

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,310
Property taxesest. at asking price, Duval County$976
HOAbilled annually$33
Estimated total, before insurance$4,318/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$7,687/yr · $641/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$597,500
$119,500
Loan Term
Monthly Payment
$3,310
Principal & Interest: $3,310
Property taxes (est.): $976
Insurance (est.): $398
Estimated Total Monthly
$4,684
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $7,687/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 8, 2025Listed$610,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $245/sq ft; this home is listed at $248/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
95 Stony Ford Drive, Jacksonville, FL 32081Listed by WATSON REALTY CORPSep 2026$655,000$2095/43,139720.3
341 Aspen Leaf Drive, Jacksonville, FL 32081Listed by NAVY TO NAVY HOMES LLCOct 2026$545,000$1994/3.52,745850.4
110 White Marsh Drive, Jacksonville, FL 32081Listed by LOKATIONAug 2026$590,000$2683/22,20020.4
215 White Marsh Drive, Jacksonville, FL 32081Listed by MOMENTUM REALTYAug 2026$520,000$2234/2.52,332560.4
144 Gray Wolf Trail, Jacksonville, FL 32081Listed by RE/MAX UNLIMITEDAug 2026$470,000$2483/21,89230.5
90 Vestavia Court, Jacksonville, FL 32081Listed by REALTY ONE GROUP ELEVATEAug 2026$439,000$2454/21,794790.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$610,000
Price / Sq Ft$248
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,464
Acres0.29 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address831 Aspen Leaf Drive, Jacksonville, FL 32081
Area029-Nocatee (Duval County)
SubdivisionCypress Trails At Nocatee
CityJacksonville
CountyDuval
StateFL
Zip Code32081
Lot Size12,632.4 sq ft
Parcel Number1681481315
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchFront Porch, Patio, Porch, Screened
RoofShingle
ConstructionFiber Cement, Frame, Stone Veneer
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 8, 2025
Days on Market17
HOA Fees$396 / Annually
HOA FrequencyAnnually
Tax Amount$7,687
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cypress Trails

Cypress Trails is a neighborhood in Nocatee, FL (Duval County), ZIP 32081.

View all Cypress Trails homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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