This home is in Fernandina Beach — a home near Fernandina Beach High School.
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Sold·Closed Nov 14, 2025·98 days on market·Recent sales in Amelia Island
1893 Palm Drive
Fernandina Beach, FL 32034
About this home
Fernandina Beach
*Back on the market, buyer unable to perform, no fault to sellers* Whether you're searching for a full-time island residence or a turnkey short-term rental this exceptional opportunity to own a renovated home on Amelia Island awaits! This home sits on a spacious 0.34-acre lot just MINUTES from downtown Fernandina Beach and the ocean. Thoughtfully updated throughout, it features a fully renovated kitchen with all-NEW appliances, stylishly redone bathrooms, and new flooring. A newer roof and HVAC adds peace of mind, along with a brand-NEW septic tank, drain field, and privacy fence. Enjoy the island lifestyle from the newly added OVERSIZED screened-in back porch with a grilling area perfect for entertaining. Located just outside city limits for LOWER TAXES. Perfect as a full-time residence, vacation getaway, or income-producing rental— rental revenue projections available upon request! This property is truly move-in ready and close to everything Amelia Island has to offer.
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1941)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,321 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Seaside Park3 min drive · 75 parking spaces
Closest park or preserve
Egans Creek Greenway7 min drive · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 2 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 2 mi · Egan's Creek
Closest grocery store
Aldi4 min drive · 947 Amelia Plz, Fernandina Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,634/yr
Estimated taxes if purchased at asking price: ~$8,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $345/sq ft; this home is listed at $412/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1874 Clinch Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Sep 2026 | $500,000 | $315 | 3/2 | 1,588 | 481 | 0.1 |
| 731 Wren Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Jun 2026 | $529,999 | $345 | 3/2.5 | 1,536 | 5 | 0.1 |
| 1992 Palm Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Oct 2026 | $325,000 | $298 | 3/1 | 1,092 | 22 | 0.2 |
| 731 Mourning Dove Lane, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Apr 2026 | $355,000 | $379 | 2/1.5 | 936 | 27 | 0.2 |
| 779 McSwain Road, Fernandina Beach, FL 32034Listed by FLORIDA HOMES REALTY & MTG LLC | Oct 2026 | $570,000 | $353 | 3/2 | 1,613 | 66 | 0.5 |
| 2235 Cashen Wood Drive, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Dec 2025 | $400,000 | $277 | 3/2 | 1,444 | 29 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ERA ONETEAM REALTY
Sold by: ERA ONETEAM REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 14, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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