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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Freedom Landing, Ponte Vedra — a waterfront home in Nocatee.

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Sold

Sold·Closed Nov 21, 2025·149 days on market·Recent sales in Freedom Landing·Freedom Landing

959 Crosswater Lake Drive

Ponte Vedra, FL 32081

$860,000sold priceListed at $875,000 · 98.3% of asking$293/sqftMLS# 2093364
4
Beds
3
Baths
2,934
Sq Ft
2020
Built
3
Garage
No
Pool

All Freedom Landing homes for sale →Search Freedom Landing on the map

HOA $79/mo12,632 sqft lotWaterfrontSingle Family Residence1 story

About this home

Freedom Landing

Are you a dog lover? This home is a pet lover's dream, featuring a custom dog wash in the laundry room and a spacious backyard with serene water-to-preserve views. Built in 2020, this semi-custom single-story home offers just under 3,000 sq. ft. of thoughtfully designed living space in the highly rated St. Johns County School District. With 4 bedrooms, 3 full baths, PLUS an office/playroom, the open-concept layout was customized for added space and functionality. Enjoy outdoor living on the extended paver lanai with pergola and hot tub are perfect for relaxing or entertaining. Additional upgrades include designer lighting, spray foam in attic, custom landscaping, and an expanded driveway with oversized garage. The spacious primary suite features a spa-like bath with dual vanities, a soaking tub, and a walk-in shower. Meticulously maintained and truly move-in ready, this home blends luxury, comfort, and practicality. Ideal for families, entertainers, and pet lovers alike.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,726
Property taxesest. at asking price, St. Johns County$1,144
HOAbilled annually$79
Estimated total, before insurance$5,950/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$11,797/yr · $983/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $11,797/yr

Estimated taxes if purchased at asking price: ~$13,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $297/sq ft; this home is listed at $298/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$685,000$2974/22,30540.2
41 Harpers Mill Drive, Ponte Vedra, FL 32081Listed by HERRON REAL ESTATE LLCSep 2026$1,175,000$3775/43,118300.2
337 Potters Mill Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,160,000$3614/3.53,21590.2
541 Crosswater Lake Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDOct 2026$832,450$2954/3.52,818410.3
300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$624,250$2713/22,3054050.3
247 Village Grande Drive, Ponte Vedra, FL 32081Listed by VENTURE DEVELOPMENT REALTYOct 2026$730,000$2734/32,6702300.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$875,000
Price / Sq Ft$298
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,934
Acres0.29 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address959 Crosswater Lake Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionFreedom Landing At Crosswater
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size12,632.4 sq ft
Parcel Number0704931180
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingElectric Vehicle Charging Station(s), Garage, Garage Door Opener, Other
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
SecurityCarbon Monoxide Detector(s), Security System Leased
Spa FeaturesHeated, Above Ground

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen
Lot DescriptionSprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionComposition Siding, Frame
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 11, 2025
Days on Market149
HOA Fees$949 / Annually
HOA FrequencyAnnually
HOA NameCrosswater HOA at Nocatee
Tax Amount$11,797.2
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE AGENCY AT PONTE VEDRA

Sold by: ERA ONETEAM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Freedom Landing

Freedom Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Freedom Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 21, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines