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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

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Sold

Sold·Closed Aug 28, 2025·68 days on market·Recent sales in Amelia Island

2700 Mizell Avenue 402B

Fernandina Beach, FL 32034

$375,000sold priceListed at $375,000 · 100% of asking$350/sqftMLS# 2089939
2
Beds
2
Baths
1,072
Sq Ft
1974
Built
—
Garage
No
Pool
HOA $763/moCondominium1 story

About this home

Fernandina Beach

This thoughtfully renovated 2-bedroom, 2-bath upstairs condo in Amelia Woods offers the perfect beachside retreat just blocks from the shore! With beach access across the street, you're only a short stroll away from the sand and surf. Enjoy resort-style amenities, including a community pool, pickleball and tennis courts. Need space to entertain? The clubhouse is perfect for hosting larger gatherings. Additionally, this community is undergoing a fresh transformation! All buildings are scheduled to be painted a modern grayish-green with four buildings already completed. The roof was recently replaced (2022), the HVAC and water heater are both newer (2020), and the condo features LVP throughout. Seller to pay HOA through the end of year. Ask about lender incentives available, 1% of loan amount towards closing costs for qualified buyers.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,077
Property taxesest. at asking price, Nassau County$518
HOAbilled monthly$763
Estimated total, before insurance$3,358/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,943/yr · $412/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,077
Principal & Interest: $2,077
Property taxes (est.): $518
Insurance (est.): $250
Estimated Total Monthly
$2,845
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,943/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $365/sq ft; this home is listed at $350/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2886 Forest Ridge Drive U6, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYMar 2026$372,000$3653/21,019600.2
2588 Forest Ridge Drive N-8, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSDec 2025$330,000$4142/1798290.2
2696 Forest Ridge Drive A-6, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYNov 2025$355,000$3483/21,0192820.2
2328 Sadler Road 5D, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYJul 2026$301,000$3922/27673240.5
2328 Sadler Road 7-F, Fernandina Beach, FL 32034Listed by NON MLS (realMLS)Dec 2025$270,000$3412/279180.5
2328 Sadler Road 6E, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUPOct 2025$235,000$2972/27912190.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$350
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,072
Year Built1974
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address2700 Mizell Avenue 402B, Fernandina Beach, FL 32034
Area431-Nassau County Beaches-South
SubdivisionAmelia Wood Beach &
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number000031103500040202
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Clubhouse, Maintenance Structure, Pickleball, Tennis Court(s), Water
UtilitiesElectricity Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned, Guest
ViewOther

Interior

Interior FeaturesOpen Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s)
AppliancesConvection Oven, Dishwasher, Microwave
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LaundryIn Unit

Exterior

Lot DescriptionMany Trees

Additional Information

Date ListedMay 28, 2025
Days on Market68
HOA Fees$763 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$4,942.67
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER ANABASIS REALTY

Sold by: PINEYWOODS REALTY LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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