Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

No photos available

This listing has no photos yet

No photos available

This listing has no photos yet

Sold

Sold·Closed Apr 27, 2026·20 days on market·Recent sales in Over 55 & Active Adult

11060 Whisper Ridge Court

Jacksonville, FL 32219

$625,000sold priceListed at $659,999 · 94.7% of asking$248/sqftMLS# 2132409

Beds

Baths

2,518

Sq Ft

2020

Built

Garage

Pool

HOA $96/mo2.55 acresSingle Family Residence2 stories

About this home

Jacksonville

Welcome to this exceptional estate home in Jacksonville Ranch Club, a premier gated equestrian community in Jacksonville, FL known for expansive acreage properties, tranquil ponds, and a true country estate lifestyle. Built in 2020, this 5-bedroom, 3-bath residence offers 2,556 square feet living on 2.55 acres. A striking white exterior, 2-car garage, and private pond view define refined ranch-style living. High ceilings and spacious interiors flow seamlessly to outdoor living, where horseback riding begins just beyond your door. Jacksonville Ranch Club is celebrated for its large estate homesites, scenic riding trails, serene lakes, and luxury rural atmosphere offering privacy without sacrificing convenience. Thoughtfully refreshed for its next owner with tasteful color palette that enhance both style and comfort to this move in ready home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,435

Property taxesest. at asking price, Duval County$1,021

HOAbilled annually$96

Estimated total, before insurance$4,551/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,282/yr · $607/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,709 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Park
about 23 mi · 35 parking spaces
Closest park or preserve
Cary State Forest
about 2 mi · 17.7 mi of trails
Closest public boat ramp
Dinsmore Boat Landing
about 5 mi · St. Johns River - Trout River (Jacksonville)
Closest kayak & paddleboard launch
Lake Bethesda Park – Adaptive Kayak Launch
about 7 mi · Bethesda Pond
Closest youth league fields
Dinsmore Park and Community Center
about 4 mi · Baseball, Softball
Closest grocery store
Winn-Dixie
about 7 mi · 5250 Moncrief Road W, Jacksonville

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:34 AM, sunset 6:49 PM.

Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,282/yr

Estimated taxes if purchased at asking price: ~$12,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $262/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
11254 Saddle Club Drive, Jacksonville, FL 32219Listed by ZEE LUXE REALTY INC	Jun 2026	$645,000	$211	3/3.5	3,054	270	0.6
10761 Ford Road, Bryceville, FL 32009Listed by OCCUPY REAL ESTATE GROUP, LLC.	May 2026	$499,000	$228	4/2	2,190	37	1.7
9718 Cilantro Drive, Jacksonville, FL 32219Listed by LOKATION	Oct 2026	$329,500	$164	4/3	2,006	91	1.9
9486 Lovage Lane, Jacksonville, FL 32219Listed by OCCUPY REAL ESTATE GROUP, LLC.	Jun 2026	$335,000	$167	4/3	2,006	107	1.9
7617 Catnip Lane, Jacksonville, FL 32219Listed by LOKATION	Jul 2026	$380,000	$161	4/2.5	2,358	1	2
11315 Ramallah Road, Jacksonville, FL 32219Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY	Jul 2026	$315,000	$170	3/2	1,857	33	2.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$659,999

Price / Sq Ft$262

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,518

Total Structure Area3,277 sq ft

Acres2.55 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryDinsmore

MiddleHighlands

HighJean Ribault

Community Information

Address11060 Whisper Ridge Court, Jacksonville, FL 32219

Area082-Dinsmore/Northwest Duval County

SubdivisionJacksonville Ranch Club

CityJacksonville

CountyDuval

StateFL

Zip Code32219

Lot Size111,078 sq ft

Parcel Number0026510480

ZoningPUD

Amenities

AmenitiesBarbecue, Dog Park, Park, Playground

Community FeaturesGated

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourceWell

ParkingAdditional Parking, Garage, RV Access/Parking

ViewPond, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

LevelsTwo

LaundryIn Unit

SecuritySecurity Gate, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Few Trees

Patio / PorchPatio, Porch

FencingVinyl, Wrought Iron

RoofShingle

ConstructionConcrete, Fiber Cement, Frame

Road SurfaceAsphalt

Road FrontagePrivate Road

Additional Information

Date ListedMarch 8, 2026

Days on Market20

HOA Fees$1,150 / Annually

HOA FrequencyAnnually

HOA NameJacksonville Ranch Club

Tax Amount$7,282.49

Tax Year2025

Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Keep looking

More homes in Jacksonville Ranch Club