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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Marsh Creek, Fernandina Beach — a golf community home on Amelia Island.

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Sold

Sold·Closed Jun 16, 2025·1 day on market·Recent sales in Marsh Creek·Marsh Creek

75 Marsh Creek Road

Fernandina Beach, FL 32034

$1,100,000sold priceListed at $1,250,000 · 88% of asking$417/sqftMLS# 2087437
3
Beds
2.5
Baths
2,638
Sq Ft
1988
Built
2
Garage
No
Pool

8 more homes for sale in Marsh Creek →Search Marsh Creek on the map

HOA $153/moSingle Family Residence1 story

About this home

Marsh Creek

This well- maintained single-story home sits on nearly half an acre with lush landscaping and fantastic golf course views. Located in the sought-after gated community of Marsh Creek, this 3/2.5 home offers an open floor plan with soaring ceilings, a neutral color palette, and walls of windows that fill the space with natural light. Triple glass sliders lead to a new wood deck—perfect for morning coffee or evening cocktails while watching the sun set over the fairway. Entertain with ease thanks to a wet bar, cozy fireplace, and a bright sunroom that invites relaxation. The side-entry garage and additional bonus room above (with heat and A/C) offer flexibility and potential for a studio, office, or guest suite. Built by Greg Lane Construction, this quality home provides the ideal canvas for your personal touch, whether you're seeking a full-time residence or a peaceful golf course retreat. All within walking distance to scenic Walker's Landing.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,093
Property taxesest. at asking price, Nassau County$1,519
HOAbilled annually$153
Estimated total, before insurance$7,765/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,100,000
$220,000
Loan Term
Monthly Payment
$6,093
Principal & Interest: $6,093
Property taxes (est.): $1,519
Insurance (est.): $733
Estimated Total Monthly
$8,345
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,569 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $529/sq ft; this home is listed at $474/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15 Marsh Creek Road, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESAug 2025$1,450,000$6393/2.52,26900.4
1 Marsh Creek Road, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJul 2025$1,100,000$4853/2.52,267100.5
6 Green Winged Teal Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,460,000$5295/4.52,7583320.8
10 Hickory Lane, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$1,295,000$4423/2.52,929201.1
58 Laurel Oak Road Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTDec 2025$1,210,000$4253/3.52,848261.2
17 Harrison Creek Road, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYAug 2026$2,100,000$6213/33,383401.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,250,000
Price / Sq Ft$474
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,638
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address75 Marsh Creek Road, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionMarsh Creek
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number016N29132001390000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener
ViewGolf Course

Interior

Interior FeaturesSplit Bedrooms, Vaulted Ceiling(s)
AppliancesDisposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
SecuritySecurity Gate

Exterior

RoofShingle

Additional Information

Date ListedMay 14, 2025
Days on Market1
HOA Fees$1,838 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Creek

Marsh Creek is a neighborhood in St. Augustine, FL (Nassau County), ZIP 32034.

View all Marsh Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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