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This home is in Marsh Creek, Fernandina Beach.

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Sold

Sold·Closed Aug 22, 2025·0 days on market·Recent sales in Marsh Creek·Marsh Creek

15 Marsh Creek Road

Fernandina Beach, FL 32034

$1,450,000sold priceListed at $1,500,000 · 96.7% of asking$639/sqftMLS# 2097057
3
Beds
2.5
Baths
2,269
Sq Ft
1993
Built
2
Garage
No
Pool

8 more homes for sale in Marsh Creek →Search Marsh Creek on the map

HOA $153/mo16,117 sqft lotSingle Family Residence1 story

About this home

Marsh Creek

Move-in ready 3BR/2BA home in Amelia Island Plantation! Beautifully updated and thoughtfully renovated, this property blends comfort, style, and energy efficiency. New flooring and carpeting, fresh interior/exterior paint, updated lighting and ceiling fans brighten every room. The spacious living area features a fireplace, recently inspected and cleaned. Enjoy peace of mind with new open-cell attic insulation, a Trane 16 SEER HVAC, and a new water heater. The kitchen includes new appliances (except refrigerator), a new disposal, and sleek door hardware. Other highlights: whole-house aroma system through HVAC for year-round freshness, new blinds, draperies, and rods, new landscaping with updated irrigation clock, and a new polyaspartic garage floor. Located in the prestigious Amelia Island Plantation, this home is the perfect blend of modern upgrades and coastal living. Ask the listing agent about Amelia Island Club membership opportunities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,032
Property taxesest. at asking price, Nassau County$2,002
HOAbilled annually$153
Estimated total, before insurance$10,187/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$14,252/yr · $1,188/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,450,000
$290,000
Loan Term
Monthly Payment
$8,032
Principal & Interest: $8,032
Property taxes (est.): $2,002
Insurance (est.): $967
Estimated Total Monthly
$11,000
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $14,252/yr

Estimated taxes if purchased at asking price: ~$24,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $485/sq ft; this home is listed at $661/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1 Marsh Creek Road, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJul 2025$1,100,000$4853/2.52,267100.1
6 Green Winged Teal Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$1,460,000$5295/4.52,7583320.4
75 Marsh Creek Road, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJun 2025$1,100,000$4173/2.52,63810.4
58 Laurel Oak Road Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTDec 2025$1,210,000$4253/3.52,848261
10 Hickory Lane, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$1,295,000$4423/2.52,929201.1
4 Moss Oaks Drive, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTFeb 2026$1,350,000$6123/22,205101.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,500,000
Price / Sq Ft$661
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,269
Acres0.37 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address15 Marsh Creek Road, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionMarsh Creek
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size16,117.2 sq ft
Parcel Number016N29130000880000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
SecuritySecurity Gate

Additional Information

Date ListedJuly 5, 2025
Days on Market0
HOA Fees$1,838 / Annually
HOA FrequencyAnnually
Tax Amount$14,251.82
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES

Sold by: AMELIA ISLAND REAL ESTATE SERVICES (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Marsh Creek

Marsh Creek is a neighborhood in St. Augustine, FL (Nassau County), ZIP 32034.

View all Marsh Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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