This home is in Wells Creek, Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jul 15, 2026·290 days on market·Recent sales in Wells Creek·Wells Creek
13186 Dunwick Road
Jacksonville, FL 32256
32 more homes for sale in Wells Creek →Search Wells Creek on the map
About this home
Wells Creek
SHORT SALE.W/$15,000 for closingcost/prepaids. With summer approaching, can you imagine the family fun and memories to be made in the back yard and under the extended screened lanai. The family gatherings can extend into the open and spacious kitchen and family room adjacent to the lanai. The other great features the home has are the 4 bedrooms(master +3), 2 full bathrooms, and a loft on the 2nd floor. On the first floor there is a 5th(guest) bedroom, full bathroom, and a flex room /office space. Quartz countertops and luxury vinyl plank flooring throughout the kitchen and all bathrooms. Wells Creek subdivision includes an array of amenities: a pavilion, resort-style pool, paw park, playground, and plenty of open green space for picnicking. Wells Creek is conveniently located near world-class shopping, entertainment, and recreational center, leading employment centers, top-rated schools, and medical service. NO CDD F
Next steps in Wells Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $623,600 in October 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $492,037 | $376,431 | — |
| 2024 | $466,335 | $365,115 | ▲ $5,000 |
| 2023 | $469,908 | $353,025 | ▲ $52,164 |
| 2022 | $70,000 | $70,000 | — |
2024 property taxes (current owner): $6,893/yr
Estimated taxes if purchased at asking price: ~$10,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 15, 2026Closed$525,000
- May 2, 2025Listed$525,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $194/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13627 Brookwater Drive, Jacksonville, FL 32256Listed by ROUND TABLE REALTY | Sep 2026 | $430,000 | $215 | 4/2 | 2,003 | 28 | 0.7 |
| 12017 Heyler Street, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $470,000 | $197 | 4/2.5 | 2,385 | 135 | 0.8 |
| 13756 Harlowton Avenue, Jacksonville, FL 32256Listed by 1 REALTY CORP | Aug 2026 | $440,000 | $215 | 3/2.5 | 2,042 | 3 | 0.8 |
| 11714 White Dogwood Road, Jacksonville, FL 32256Listed by REAL BROKER LLC | Jul 2026 | $525,000 | $219 | 4/2.5 | 2,393 | 35 | 0.8 |
| 13822 Harlowton Avenue, Jacksonville, FL 32256Listed by PICKETT HOME ADVISORS, LLC | Sep 2026 | $585,000 | $199 | 4/3.5 | 2,933 | 143 | 0.9 |
| 13041 Whispering Winds Drive, Jacksonville, FL 32256Listed by JACKSONVILLE TBI REALTY, LLC | Aug 2026 | $639,000 | $304 | 3/2.5 | 2,105 | 130 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MIDTOWNE REALTY GROUP INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Wells Creek
Wells Creek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Wells Creek homes for sale →Keep looking
More homes in Wells Creek
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For Sale11996 Cabana RoadJacksonville, FL 32256
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines