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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Amelia Walk, Fernandina Beach.

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Sold

Sold·Closed Sep 11, 2025·123 days on market·Recent sales in Amelia Walk·Amelia Walk

85390 Cherry Creek Drive

Fernandina Beach, FL 32034

$765,000sold priceListed at $797,500 · 95.9% of asking$162/sqftMLS# 2081512
5
Beds
4
Baths
4,719
Sq Ft
2016
Built
3
Garage
No
Pool

15 more homes for sale in Amelia Walk →Search Amelia Walk on the map

HOA $7/mo15,246 sqft lotSingle Family Residence2 stories

About this home

Amelia Walk

This home has the largest floor plan with just under 5000 sq ft of family living in the most desired street and cul-de-sac in Amelia Walk. This Seton floor plan features, expansive living areas, multiple bedrooms, and a NEW roof. The main floor includes a spacious living room, gourmet kitchen with modern appliances, and a cozy family room with a fireplace. With a guest bedroom and full bath on the main level, there's plenty of room for visitors. Upstairs, the master suite is a private retreat with a generous bathroom and walk-in closet. Additional bedrooms are ideal for children or guests, with ample bathrooms throughout. The home also boasts a large backyard, perfect for outdoor activities and room for a future pool. Located in a family-friendly neighborhood with nearby parks, A rated schools, and shopping, this home provides the space and amenities needed for a comfortable and convenient lifestyle. Perfect for families who desire room to grow and make lasting memories

Next steps in Amelia Walk

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,237
Property taxesest. at asking price, Nassau County$1,056
HOAbilled annually$7
Estimated total, before insurance$5,301/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$765,000
$153,000
Loan Term
Monthly Payment
$4,237
Principal & Interest: $4,237
Property taxes (est.): $1,056
Insurance (est.): $510
Estimated Total Monthly
$5,803
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,696 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:31 AM, sunset 6:51 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $169/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85368 Cherry Creek Drive, Fernandina Beach, FL 32034Listed by COLDWELL BANKER VANGUARD REALTYJul 2025$760,000$2294/3.53,32090
95150 Bermuda Drive, Fernandina Beach, FL 32034Listed by SALT HARBOR REAL ESTATE COMPANY LLCOct 2025$635,000$1874/43,391900.5
95185 Amelia National Parkway, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYSep 2026$1,000,000$2424/44,127210.7
85030 Majestic Walk Boulevard, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSSep 2026$740,000$1675/44,4212610.7
95205 Amelia National Parkway, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$940,000$2374/53,974440.7
95134 Starling Court, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJun 2026$1,075,000$2944/43,6611460.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$797,500
Price / Sq Ft$169
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage4,719
Acres0.35 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address85390 Cherry Creek Drive, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionAmelia Walk
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size15,246 sq ft
Parcel Number132N27072001100000
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Management- On Site, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePrivate, Public
ParkingGarage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level

Exterior

Lot DescriptionCul-De-Sac, Many Trees, Sprinklers In Front, Wooded
Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedApril 12, 2025
Days on Market123
HOA Fees$85 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Amelia Walk

Amelia Walk is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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