This home is in Riverside, Jacksonville.
Active·9 days on market·Riverside
1520 Osceola Street
Jacksonville, FL 32204
67 more homes for sale in Riverside →Search Riverside on the map
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About this home
Riverside
Welcome to a beautifully furnished home located in the historic ''Riverside'' neighborhood, just a few blocks away from the St. Johns River. This home features a spacious front covered porch, a main level with a living area complete with a fireplace and plenty of natural light from large windows, a separate dining room, and a gorgeous kitchen with stainless steel appliances, granite countertops, and white shaker cabinets. The bedrooms have wood flooring and their own fireplaces. The upstairs includes a game room with a wet bar, and the home also offers a paver driveway for parking. Enjoy a convenient location with easy access to St. Vincent's Hospital, Restaurants, and Parks.
Next steps in Riverside
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 1909)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,542 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Blvdabout 17 mi · 50 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Park20 min drive · 4 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 4 mi · Cedar River
Closest kayak & paddleboard launch
North Bank River Walk – Gefen Park Paddlecraft Accessabout 1 mi · Saint Johns River
Closest youth league fields
Winston Family YMCA8 min drive · Basketball, Football, Soccer, Volleyball
Closest grocery store
Publix4 min drive · 2033 Riverside Ave, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $750,000 in December 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $354,280 | $354,280 | ▲ $13,799 |
| 2024 | $341,817 | $341,817 | — |
| 2023 | $342,229 | $342,229 | ▲ $2,257 |
| 2022 | $283,095 | $283,095 | ▲ $34,704 |
| 2021 | $218,704 | $218,704 | — |
| 2020 | $193,966 | $193,966 | — |
2024 property taxes (current owner): $6,318/yr
Estimated taxes if purchased at asking price: ~$11,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 16, 2026Active$579,900
- Oct 15, 2026Withdrawn$579,900
- Oct 1, 2026Price change$579,900−$9,900
- Sep 10, 2026Price change$589,800−$100
- Aug 13, 2026Price change$589,900−$9,100
- Jul 27, 2026Active$599,000
- Jul 7, 2026Withdrawn$599,000
- Jun 23, 2026Listed$599,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $274/sq ft; this home is listed at $229/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2301 Oak Street, Jacksonville, FL 32204Listed by KELLER WILLIAMS JACKSONVILLE | Aug 2026 | $875,000 | $274 | 6/3.5 | 3,198 | 41 | 0.1 |
| 2598 Herschel Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLC | Aug 2026 | $780,000 | $280 | 5/3 | 2,784 | 54 | 0.3 |
| 2363 Ernest Street, Jacksonville, FL 32204Listed by CB ISAAC REALTY | Sep 2026 | $370,000 | $193 | 4/3 | 1,916 | 26 | 0.4 |
| 2257 Ernest Street, Jacksonville, FL 32204Listed by COMPASS FLORIDA LLC | Aug 2026 | $675,000 | $270 | 4/3 | 2,500 | 67 | 0.4 |
| 2653 Forbes Street, Jacksonville, FL 32204Listed by COWFORD REALTY & DESIGN LLC | Aug 2026 | $125,000 | $61 | 3/2 | 2,045 | 0 | 0.4 |
| 2052 Ernest Street, Jacksonville, FL 32204Listed by REMAX WELCOME HOME | Oct 2026 | $750,000 | $326 | 4/3 | 2,301 | 20 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CORE REALTY, LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Riverside
Riverside is a neighborhood in Jacksonville, FL (Duval County), ZIP 32204.
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Krista Fracke
Broker Associate
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