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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·1 day on market

2320 County Road 119

Bryceville, FL 32009

$599,000$310/sqftEst. $3,198/moMLS# 2166360
Open house Sun, Sep 27 · 2:00 pm–4:00 pm
4
Beds
2
Baths
1,934
Sq Ft
2022
Built
2
Garage
No
Pool
FEMA Zone XNo HOA2.68 acresWaterfrontSingle Family Residence1 story

About this home

Bryceville

THIS is the home you've been waiting for! Nearly new CUSTOM construction (just 4 years new!), nearly 3 acres of USABLE land, and the freedom to truly enjoy it all come together in an almost impossible-to-find property. The completely fenced homesite measures approximately 150 feet wide by nearly 800 feet deep, offering an incredible amount of space, privacy, and versatility. Located approximately 15 minutes from the First Coast Expressway and I-10, and 30 minutes from downtown Jacksonville, this home offers convenient access to major roadways for shopping, dining, and more, while still providing the tranquility of acreage and a smaller-town feel. Drive through your private gated entrance, down your elongated driveway, and into your side-entry 2-car garage, or walk up to your stately front porch and into your single-story, modern farmhouse-style ranch home, set hundreds of feet back from the road for a picturesque view. This meticulously kept home offers elevated 9-foot

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$3,198
Property taxesest. at asking price, Nassau County$827
Estimated total, before insurance$4,025/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,693/yr · $474/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,000
$119,800
Loan Term
Monthly Payment
$3,198
Principal & Interest: $3,198
Property taxes (est.): $827
Insurance (est.): $399
Estimated Total Monthly
$4,424
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Metal — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,698 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:18 AM, sunset 7:20 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,693/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,000
Price / Sq Ft$310
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,934
Acres2.68 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesSouthwest

School Information

ElementaryBryceville
MiddleCallahan

Community Information

Address2320 County Road 119, Bryceville, FL 32009
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionRiverside
CityBryceville
CountyNassau
StateFL
Zip Code32009
Lot Size116,740.8 sq ft
Parcel Number08-1S-23-1830-0075-0000

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, Covered, Detached Carport, Garage, Garage Door Opener, Gated
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms
AppliancesElectric Range, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch
FencingFenced, Full, Wire
RoofMetal
ConstructionFiber Cement
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 24, 2026
Days on Market0
Tax Amount$5,692.63
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TOUSSAINT GROUP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

9/27/2026

2:00 pm - 4:00 pm