This home is in Jacksonville.

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Active

Active·46 days on market

2022 Dellwood Avenue 1-5

Jacksonville, FL 32204

$609,500$188/sqftEst. $3,098/moMLS# 2148706

Beds

Baths

3,236

Sq Ft

1922

Built

—

Garage

Pool

About this home

Jacksonville

Exceptional Investment Opportunity in Historic Riverside! This charming 1920s multi-family property at 2022 Dellwood Avenue (Units 1-5) is an incredible addition to any real estate portfolio. Situated in one of Jacksonville's most vibrant, walkable, and highly sought-after historic districts, this 5-unit income-generating asset captures the timeless appeal of vintage architecture in a premium location. Investors will love being just a short stroll from the popular retail and dining scene of Five Points, the picturesque Riverside Park, and the world-class collections at the Cummer Museum of Art and Gardens. With immediate proximity to major employment hubs in Downtown Jacksonville, Ascension St. Vincent's Riverside, and local colleges, this property ensures a steady, high-demand tenant pool. Whether you want to buy and hold or execute a historic value-add strategy, this Riverside multi-family gem is an absolute must-see. Schedule your private tour today!

Cost to own

Mortgage calculator

Home Price

$609,500

Down Payment: 20%

$121,900

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,098

Principal & Interest: $3,098

Est. Taxes & Insurance: $775

Estimated Total Monthly

$3,873

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$3,098

Property taxesest. at asking price, Duval County$995

Estimated total, before insurance$4,093/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$486,975	$424,193	▼ $25,079
2024	$512,054	$385,630	—
2023	$512,054	$350,573	—
2022	$318,703	$318,703	—
2021	$318,703	$318,703	▼ $34,830
2020	$353,533	$213,218	—

2025 property taxes (current owner): $7,962/yr

Estimated taxes if purchased at asking price: ~$11,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1922)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,459 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History