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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Twenty Mile Village, Ponte Vedra — a gated community home in St. Johns County.

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Sold

Sold·Closed Jul 7, 2025·45 days on market·Recent sales in Twenty Mile Village·Twenty Mile Village

470 Parkbluff Circle

Ponte Vedra, FL 32081

$1,010,000sold priceListed at $1,050,000 · 96.2% of asking$421/sqftMLS# 2075966
4
Beds
3
Baths
2,401
Sq Ft
2020
Built
3
Garage
Yes
Pool

11 more homes for sale in Twenty Mile Village →Search Twenty Mile Village on the map

HOA $87/mo8,276 sqft lotSingle Family Residence1 story

About this home

Twenty Mile Village

Stunning 4BR/3BA + flex/office, pool & spa, 3-car garage in gated Settlement at Twenty Mile in Nocatee! Grand foyer w/ 12' tray ceilings leads to an open living area w/ custom built-ins, fireplace, and gourmet kitchen. Engineered hardwood floors throughout—no carpet! Carrara tile adds elegance in baths and primary closet. Spacious primary suite features tray ceiling, seating area w/ pool views—perfect for coffee or a good book. Flex space has custom frosted-glass barn doors, built-in desk & cabinetry—ideal for office, media, or kids' retreat. Outside is a true oasis: 26.5'x15.5' pool w/ waterfall, 8'x9' gas spa, 1,000 sq ft of Mykonos Leather marble decking, screened lanai, 500+ sq ft covered space w/ dining area, full outdoor kitchen w/ gas, plumbing & TV. Fully fenced yard offers privacy with natural tree barriers. Resort-style living in one of Nocatee's most sought-after communities!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,594
Property taxesest. at asking price, St. Johns County$1,344
HOAbilled annually$87
Estimated total, before insurance$7,026/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,210/yr · $518/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,010,000
$202,000
Loan Term
Monthly Payment
$5,594
Principal & Interest: $5,594
Property taxes (est.): $1,344
Insurance (est.): $673
Estimated Total Monthly
$7,612
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$798,373$520,684—
2024$795,730$505,302—
2023$714,329$402,536—
2022$588,111$389,355—
2021$426,558$376,558—
2020$98,000$92,400—

2024 property taxes (current owner): $6,210/yr

Estimated taxes if purchased at asking price: ~$16,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $327/sq ft; this home is listed at $437/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85 Parkbluff Circle, Ponte Vedra, FL 32081Listed by REALTY ONE GROUP ELEVATEAug 2026$755,000$3394/32,225100.1
566 Parkbluff Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$965,000$3274/3.52,955680.1
215 Valley Grove Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$878,000$3334/32,6342490.3
109 Whisper Rock Drive, Ponte Vedra, FL 32081Listed by REDFIN CORPORATIONSep 2026$812,000$3244/32,503350.6
140 Whisper Rock Drive, Ponte Vedra, FL 32081Listed by IMAGINE REAL ESTATE LLCJul 2026$784,000$3094/42,5341050.6
81 Bison Trail, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDAug 2026$750,000$3153/2.52,379190.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,050,000
Price / Sq Ft$437
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,401
Acres0.19 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure, Waterfall
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address470 Parkbluff Circle, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionTwenty Mile At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size8,276.4 sq ft
Parcel Number0680630480
ZoningResidential

Amenities

AmenitiesGated
UtilitiesCable Available, Natural Gas Connected, Sewer Available, Water Connected
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LevelsOne

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchCovered, Screened
FencingFenced
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedMarch 16, 2025
Days on Market45
HOA Fees$1,047 / Annually
HOA FrequencyAnnually
HOA NameThe Settlement at Twenty Mile
Tax Amount$6,210.42
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Twenty Mile Village

Twenty Mile Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Twenty Mile Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines