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This home is in The Island at Twenty Mile, Ponte Vedra a home near Allen D. Nease High School.

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Active·Listed today·The Island at Twenty Mile

55 Sagebrush Trail

Ponte Vedra, FL 32081

$989,000$314/sqftEst. $5,237/moMLS# 2165574
5
Beds
4
Baths
3,145
Sq Ft
2020
Built
3
Garage
No
Pool
HOA $63/mo10,019 sqft lotWaterfrontSingle Family Residence2 stories

About this home

The Island at Twenty Mile

Come see this 4 BR/4BA, plus office, plus flex room, plus large bonus room/5th BR home in the popular neighborhood of The Colony at Twenty Mile in Nocatee. The open floorplan makes for great entertaining. The extended paver patio, and the outdoor fire pit overlook the lagoon. This is a great family home and family neighborhood. It has been freshly painted and is waiting for a new owner

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$5,237
Property taxesest. at asking price, St. Johns County$1,316
HOAbilled annually$63
Estimated total, before insurance$6,616/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,133/yr · $1,094/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$989,000
$197,800
Loan Term
Monthly Payment
$5,237
Principal & Interest: $5,237
Property taxes (est.): $1,316
Insurance (est.): $659
Estimated Total Monthly
$7,213
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $13,133/yr

Estimated taxes if purchased at asking price: ~$15,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 19, 2026Listed$989,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$989,000
Price / Sq Ft$314
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,145
Acres0.23 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address55 Sagebrush Trail, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionTwenty Mile At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size10,018.8 sq ft
Lot Dimensions60 x 140
Parcel Number0680633180
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Natural Gas Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
Waterfront TypeLagoon

Interior

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2

Additional Information

Date ListedSeptember 19, 2026
Days on Market1
HOA Fees$750 / Annually
HOA FrequencyAnnually
HOA NameThe Colony in Twenty Mile
Tax Amount$13,133.14
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLY WHITAKER, BROKER · legacypartnerspvb@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Island at Twenty Mile

The Island at Twenty Mile is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines