This home is in Fernandina Beach.
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Sold·Closed May 7, 2025·61 days on market·Recent sales in Amelia Island
314 S 7th Street
Fernandina Beach, FL 32034
About this home
Fernandina Beach
This meticulously fully restored 5-bed, 3.5-bath historic home, built circa 1850, sits on a rare double lot just three blocks from dining and shopping on Centre Street. Blending timeless charm with modern updates, it offers both elegance and convenience. Interior highlights include refinished original hardwood floors, fresh paint, remodeled bathrooms, a wet bar, antique custom lighting, plantation shutters, and a new on-demand Rinnai hot water heater. The home now runs on natural gas, featuring new gas logs, a new gas line, and an energy-efficient whole-house water softener. The exterior showcases restored historic windows, fresh paint on the house and garage, new front and back handrails, a brand new back yard fence, and a wrought iron front fence. The driveway and patio have been updated, rain gutters installed, and canopy poles reinforced. Thoughtfully redesigned landscaping includes new beds, citrus trees, and a white cedar raised garden
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1850)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,761 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Main Beach Parkabout 2 mi · 105 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 1 mi · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 0.4 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 1 mi · Egan's Creek
Closest youth league fields
William F. Sheffield Regional Parkabout 15 mi · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:29 AM, sunset 6:53 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $467/sq ft; this home is listed at $445/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 212 S 6th Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Oct 2026 | $1,000,000 | $397 | 3/2 | 2,516 | 51 | 0.1 |
| 230 S 3rd Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Aug 2025 | $2,300,000 | $640 | 5/6 | 3,594 | 124 | 0.2 |
| 111 S 7th Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jun 2025 | $1,750,000 | $471 | 5/4.5 | 3,712 | 81 | 0.2 |
| 1606 Atlantic Avenue, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Sep 2026 | $1,190,000 | $467 | 3/3 | 2,547 | 3 | 0.7 |
| 1626 Broome Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jul 2025 | $874,575 | $204 | 6/3.5 | 4,281 | 261 | 0.9 |
| 1655 Clinch Drive, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Aug 2026 | $930,000 | $380 | 3/2 | 2,449 | 50 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AMELIA SUNRISE REALTY
Sold by: PINEYWOODS REALTY LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 7, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines