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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach.

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Sold

Sold·Closed Jul 2, 2025·261 days on market·Recent sales in Amelia Island

1626 Broome Street

Fernandina Beach, FL 32034

$874,575sold priceListed at $925,000 · 94.5% of asking$204/sqftMLS# 2047849
6
Beds
3.5
Baths
4,281
Sq Ft
1960
Built
3
Garage
Yes
Pool
No HOA0.42 acresSingle Family Residence3 stories

About this home

Fernandina Beach

Live life to the fullest in this custom built On Island home w/ POOL located in the desirable Atlantic Highlands neighborhood. Nestled under a canopy of Live Oak trees and just moments away from Main Beach, Fort Clinch, and the charming historic downtown of Fernandina Beach. The spacious layout offers 6BED, 3.5BATH and 4,281 Sqft. of living space. Enjoy the expansive gourmet kitchen complete w/ abundant cabinetry, extended island, granite countertops, and a wall of windows that flood the space with natural light. Downstairs you will discover a private living suite featuring a kitchenette, spacious bedroom w/ ensuite bath, and Lg. WIC. Some updates include Roof (2023), BackDeck (2022), HVAC-Upstairs (2024) & so much more. Experience an outdoor oasis in your fenced backyard w/ screen enclosed pool, Lg deck,, & detached office/studio w/ electricity. Additional highlights 3bay garage, lots of storage, & home warranty. Schedule a showing today and live an island lifestyle!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,844
Property taxesest. at asking price, Nassau County$1,207
Estimated total, before insurance$6,052/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$874,575
$174,915
Loan Term
Monthly Payment
$4,844
Principal & Interest: $4,844
Property taxes (est.): $1,207
Insurance (est.): $583
Estimated Total Monthly
$6,635
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,586 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $3,913/yr

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $462/sq ft; this home is listed at $216/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
111 S 7th Street, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJun 2025$1,750,000$4715/4.53,712810.8
532 Sea Island Drive, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYApr 2026$1,900,000$6273/33,03230.9
485 Starboard Landing, Fernandina Beach, FL 32034Listed by RE/MAX SPECIALISTSJul 2025$930,000$2645/43,523950.9
2618 Countess Of Egmont Street, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYMay 2025$1,175,000$2854/44,1212210.9
314 S 7th Street, Fernandina Beach, FL 32034Listed by AMELIA SUNRISE REALTYMay 2025$1,000,000$2975/3.53,368610.9
341 N Fletcher Avenue, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSMay 2025$1,555,000$4624/43,3631640.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$925,000
Price / Sq Ft$216
Bedrooms6
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,281
Acres0.42 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StyleMulti Generational
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Screen Enclosure
Is WaterfrontNo

Community Information

Address1626 Broome Street, Fernandina Beach, FL 32034
Area420-Fernandina Beach-Downtown-East
SubdivisionAtlantic Highlands
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size18,295.2 sq ft
Lot Dimensions134 X 137
Parcel Number0000311060000K0020
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Detached, Guest

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, In-Law Floorplan, Kitchen Island, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
Window FeaturesSkylight(s)

Exterior

Patio / PorchDeck
FencingBack Yard, Privacy, Wood
RoofShingle
ConstructionBrick, Stucco
Other StructuresShed(s), Workshop
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedSeptember 17, 2024
Days on Market261
Tax Amount$3,913.17
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUMMER HOUSE REALTY

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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