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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Jun 17, 2025·86 days on market·Recent sales in Southern St. Johns County

220 Dark Horse Lane

St. Augustine, FL 32145

$1,230,000sold priceListed at $1,395,000 · 88.2% of asking$360/sqftMLS# 2068636
5
Beds
3.5
Baths
3,415
Sq Ft
2018
Built
3
Garage
No
Pool
HOA $283/moSingle Family Residence2 stories

About this home

St. Augustine

Welcome to this exquisite home in a beautiful, gated equestrian community in St. Johns County, FL. Enjoy peaceful country living less than 20 minutes from Crescent Beach and historic downtown St. Augustine with easy access to I-95 and only 10 minutes to picturesque Palm Coast. This stunning property offers luxurious living with lovely acacia wood floors, crown molding and a unique double-sided gas fireplace that beautifully connects the living room with the kitchen, providing a cozy and elegant ambiance. Situated on nearly 2 acres with the adjoining property west of the home available as an option for purchase. This would add 2.35 acres to make this an ideal 4+ acre estate!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,813
Property taxesest. at asking price, St. Johns County$1,637
HOAbilled quarterly$283
Estimated total, before insurance$8,733/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,230,000
$246,000
Loan Term
Monthly Payment
$6,813
Principal & Interest: $6,813
Property taxes (est.): $1,637
Insurance (est.): $820
Estimated Total Monthly
$9,270
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,112 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $408/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
684 Hansen Road, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEMay 2025$795,000$2404/33,3072921.2
69 Lee Drive, Palm Coast, FL 32137Listed by NON MLS (realMLS)Oct 2025$455,000$1683/2.52,70902.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,395,000
Price / Sq Ft$408
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,415
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address220 Dark Horse Lane, St. Augustine, FL 32145
Area341-Flagler Estates/Hastings
SubdivisionDouble Bridges
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32145
Parcel Number187744-0100

Amenities

UtilitiesElectricity Available, Natural Gas Available
SewerSeptic Tank
Water SourceWell
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingElectric
CoolingElectric
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesDouble Sided
# of Stories2
SecurityCarbon Monoxide Detector(s), Fire Sprinkler System, Firewall(s), Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionAgricultural, Cul-De-Sac
Patio / PorchCovered, Front Porch, Patio
FencingFull, Wood
RoofShingle
ConstructionConcrete, Frame, Stone
Other StructuresBarn(s), Shed(s), Stable(s), Workshop
Road FrontagePrivate Road

Additional Information

Date ListedMay 6, 2025
Days on Market86
HOA Fees$850 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY

Sold by: ONE SOTHEBY'S INTERNATIONAL REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 17, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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