Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Whisper Ridge, St. Augustine.

No photos available

This listing has no photos yet

Sold

Sold·Closed Mar 6, 2026·149 days on market·Recent sales in Whisper Ridge·Whisper Ridge

1725 S Summer Ridge Court

St. Augustine, FL 32092

$315,000sold priceListed at $345,000 · 91.3% of asking$195/sqftMLS# 2104939
3
Beds
2
Baths
1,613
Sq Ft
2005
Built
2
Garage
No
Pool

2 more homes for sale in Whisper Ridge →Search Whisper Ridge on the map

HOA $44/mo8,712 sqft lotSingle Family Residence1 story

About this home

Whisper Ridge

MOTIVATED SELLER! BRING ALL OFFERS! Welcome to Whisper Ridge in St. Augustine. This 3BR/2BA home offers an open layout with a kitchen that flows into the dining and living areas, ideal for both everyday living and entertaining. The owner's suite includes double walk-in closets, a separate shower and soaking tub, and a private bath. Soaring ceilings in the main living area create an open, airy feel, and recent updates include a full roof replacement in 2018, new HVAC '24, and a freshly painted exterior in 2025.The backyard provides space for a pool, play area, or outdoor living. A double oversized garage adds storage and functionality. Located on a quiet cul-de-sac with no CDD fees, Whisper Ridge offers tree-lined streets, a welcoming community feel, and amenities including a playground. Just minutes from Publix in World Golf Village, newer public and private schools, shopping, medical complexes, and professional offices, this home also provides quick access to I-95

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,731
Property taxesest. at asking price, St. Johns County$419
HOAbilled annually$44
Estimated total, before insurance$2,194/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,681/yr · $140/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,681/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $214/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
273 Whisper Ridge Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$490,000$2673/21,833350.1
1827 Woodstone Way, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSJan 2026$375,000$2473/21,5191390.1
1599 Timber Trace Drive, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$400,000$1994/22,006250.2
204 Tintamarre Drive, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$389,000$2273/21,71650.3
96 Tintamarre Drive, St. Augustine, FL 32092Listed by UNITED REAL ESTATE GALLERYApr 2026$350,000$2043/21,7161440.3
224 Tintamarre Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJan 2026$430,000$2124/32,027780.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$345,000
Price / Sq Ft$214
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,613
Acres0.20 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1725 S Summer Ridge Court, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionWhisper Ridge
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size8,712 sq ft
Parcel Number0293230480
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile, Wood
# of Stories1
LevelsOne

Exterior

Patio / PorchPatio
FencingOther, Fenced, Privacy
RoofShingle
ConstructionFrame, Stucco
Road SurfacePaved

Additional Information

Date ListedFebruary 10, 2026
Days on Market149
HOA Fees$524.99 / Annually
HOA FrequencyAnnually
Tax Amount$1,681.47
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GREAT EXPECTATIONS REALTY

Sold by: FLORIDA BEACHES REAL ESTATE COMPANY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Whisper Ridge

Whisper Ridge is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Whisper Ridge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines