This home is in Whisper Ridge, St. Augustine — a home near St. Augustine High School.
Sold·Closed Jul 6, 2026·43 days on market·Recent sales in Whisper Ridge·Whisper Ridge
1112 Hawk Watch Circle
St. Augustine, FL 32092
10 more homes for sale in Whisper Ridge →Search Whisper Ridge on the map
About this home
Whisper Ridge
Nestled in the peaceful community of Whisper Ridge Reserve, this estate home offers the perfect blend of privacy, space, and natural beauty in the heart of St. Johns County. This well-maintained 3-bedroom, 2-bathroom home with a dedicated office spans approximately 2,445 square feet and sits on an expansive 0.44-acre lot, providing room to relax, entertain, and enjoy serene surroundings. Inside, the thoughtfully designed split floor plan offers both comfort and functionality. The spacious great room features rich bamboo flooring and a cozy gas fireplace, creating a warm and inviting gathering space. The kitchen is equipped with a gas range, stainless sink, ample cabinetry, and convenient workspace for everyday living or entertaining. Elegant crown molding, plantation shutters, and a central vac system add timeless character throughout the home.
Next steps in Whisper Ridge
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,732 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $405,386 | $163,788 | — |
| 2024 | $434,102 | $158,465 | — |
| 2023 | $423,194 | $152,393 | — |
| 2022 | $390,516 | $146,498 | — |
| 2021 | $293,078 | $140,775 | — |
| 2020 | $275,662 | $138,141 | — |
2025 property taxes (current owner): $2,701/yr
Estimated taxes if purchased at asking price: ~$8,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 7, 2026Closed$540,000
- Apr 2, 2026Listed$540,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $221/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 409 Spring Ridge Court, St. Augustine, FL 32092Listed by RE/MAX SPECIALISTS | Oct 2025 | $395,000 | $170 | 4/2 | 2,326 | 60 | 0.2 |
| 1599 Timber Trace Drive, St. Augustine, FL 32092Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $400,000 | $199 | 4/2 | 2,006 | 25 | 0.3 |
| 1560 Timber Trace Drive, St. Augustine, FL 32092Listed by JENSEN REAL ESTATE GROUP LLC | Apr 2026 | $380,000 | $165 | 3/2 | 2,300 | 339 | 0.3 |
| 2125 Sandy Branch Place, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $510,000 | $222 | 4/2 | 2,300 | 6 | 0.5 |
| 471 Saint Kitts Loop, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $619,000 | $196 | 4/4 | 3,165 | 24 | 0.5 |
| 182 Saint Kitts Loop, St. Augustine, FL 32092Listed by ASSIST2SELL FULL SERVICE REALTY LLC. | Jul 2026 | $535,000 | $197 | 4/3.5 | 2,717 | 110 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SIGNATURE REALTY ASSOCIATES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Whisper Ridge
Whisper Ridge is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.
View all Whisper Ridge homes for sale →Keep looking
More homes in Whisper Ridge
For Sale212 Whisper Ridge DriveSt. Augustine, FL 32092
5 bd · 3 ba · 2,710 sq ft
$479,000Est. $2,549/moWelcome to this spacious and versatile 5-bedroom, 3-bathroom home offering over 2,700 square feet of living space, plus…
Listing Office: florida homes realty & mtg llc
For Sale37442 Whisper WayHilliard, FL 32046
3 bd · 2 ba · 1,536 sq ft
$336,900Est. $1,793/moThis sweet 3-bed/2-bath home in Hilliard's Whisper Ridge is only 3 years old. It feels comfortable, and ready for you…
Listing Office: fernandina beach realty
For Sale37255 Whisper WayHilliard, FL 32046
4 bd · 2 ba · 1,847 sq ft
$334,900Est. $1,782/moNestled within the beautiful Whisper Ridge community in Hilliard, Florida, this stunning new construction home,…
Listing Office: lgi realty - florida, llc
For Sale37263 Whisper WayHilliard, FL 32046
3 bd · 2 ba · 1,693 sq ft
$324,900Est. $1,729/moExperience modern living in the sought-after Whisper Ridge community of Hilliard, Florida. This beautifully designed,…
Listing Office: lgi realty - florida, llc
Keep looking
Similar homes in St. Augustine
Explore the area
More in Whisper Ridge
Whisper Ridge guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines