Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a gated community home in St. Johns County.

No photos available

This listing has no photos yet

Sold

Sold·Closed Dec 19, 2024·18 days on market·Recent sales in Palencia·Palencia

220 Paseo Terraza 303

St. Augustine, FL 32095

$296,000sold priceListed at $305,000 · 97% of asking$188/sqftMLS# 2052904
2
Beds
2
Baths
1,575
Sq Ft
2007
Built
2
Garage
No
Pool

43 more homes for sale in Palencia →Search Palencia on the map

HOA $560/moCondominium1 story

About this home

Palencia

Welcome to prestigious Palencia and gated Avila/La Terraza Condo Community. Best price and rare opportunity to enjoy life in this beautiful community. Unit has updated laminate flooring (NO carpet!), 2 yr old HVAC, 1.5 yr old water softener and reverse osmosis, stylish kitchen, PLUS everything has been meticulously maintained. High ceilings, entry foyer and flowing floor plan are just some of the features that help make this condo so special. Enjoy your screened lanai, overlooking the deep preserve and affording absolute privacy. Large owners suite offers 2 walk-in closets, leading to your over-sized bath, with double sinks, separate shower and Jacuzzi tub. Two-car enclosed garage, ground floor. Elevator access to all units. Come tour today. Buyer to verify SF and pertinent information.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,640
Property taxesest. at asking price, St. Johns County$394
HOAbilled quarterly$560
Estimated total, before insurance$2,593/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$296,000
$59,200
Loan Term
Monthly Payment
$1,640
Principal & Interest: $1,640
Property taxes (est.): $394
Insurance (est.): $197
Estimated Total Monthly
$2,231
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $5,878/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 21, 2024Listed$305,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $194/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
140 Calle El Jardin 102, St. Augustine, FL 32095Listed by DOGWOOD REALTYJul 2026$205,000$1602/21,2781170
150 Calle El Jardin 101, St. Augustine, FL 32095Listed by MOMENTUM REALTYDec 2025$224,500$1623/21,3831120
210 Paseo Terraza 301, St. Augustine, FL 32095Listed by COMPASS FLORIDA LLCDec 2025$360,000$1763/22,043460
315 Via Castilla 204, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATESep 2026$212,500$1543/21,383170.1
305 Via Castilla 203, St. Augustine, FL 32095Listed by DJ & LINDSEY REAL ESTATESep 2026$215,000$1682/21,278110.1
315 Via Castilla 203, St. Augustine, FL 32095Listed by DAVIDSON REALTY, INC.Jun 2026$215,000$1682/21,2781120.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$305,000
Price / Sq Ft$194
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,575
Year Built2007
TypeResidential
Sub-TypeCondominium
StyleSpanish
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address220 Paseo Terraza 303, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0724203303

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Elevator(s), Fitness Center, Gated, Golf Course, Maintenance Grounds, Maintenance Structure, Management - Part Time, Management- On Site, Playground, Tennis Court(s), Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Community Structure, Garage, Garage Door Opener, Underground
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Elevator, Entrance Foyer, Guest Suite, His and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesOther, Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric, Separate Meters
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
SecurityCarbon Monoxide Detector(s), Fire Sprinkler System, Security Fence, Security Gate, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony
ConstructionConcrete, Stucco
Road FrontagePrivate Road

Additional Information

Date ListedOctober 21, 2024
Days on Market18
HOA Fees$1,678.71 / Quarterly
HOA FrequencyQuarterly
HOA NameLa Terraza II
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$5,877.76
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMAX WELCOME HOME

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 19, 2024. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines