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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a golf course home in St. Johns County.

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Sold

Sold·Closed Dec 22, 2025·112 days on market·Recent sales in Palencia·Palencia

150 Calle El Jardin 101

St. Augustine, FL 32095

$224,500sold priceListed at $231,500 · 97% of asking$162/sqftMLS# 2103446
3
Beds
2
Baths
1,383
Sq Ft
2005
Built
—
Garage
No
Pool

43 more homes for sale in Palencia →Search Palencia on the map

HOA $214/moCondominium1 story

About this home

Palencia

PRICED BELOW MARKET VALUE! Enjoy resort-style amenities and maintenance-free living in Palencia's gated Avila community within walking distance to restaurants, coffee bars, Publix, and specialty shops plus located just 10 minutes north of Historic St. Augustine. Spacious GROUND FLOOR end unit is move-in ready with handicap access ramp and assigned covered parking. Open split bedroom plan is light and bright with neutral paint, newer lighting fixtures, and beautiful real Brazilian Oak hardwood floors in the main living areas with newer laminate in the bedrooms. Large kitchen features 42'' cabinets, granite tops, breakfast bar, and SS appliances, plus full-size stackable washer/dryer convey. Mature shrubs provide privacy around the screened covered patio with storage closet. Residents enjoy access to Avila's pool, spa, and cabana plus all of Palencia's amenities including fitness center, 3 pools, tennis courts, 30-acre park system full of trails, & golf membership available.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,244
Property taxesest. at asking price, St. Johns County$299
HOAbilled quarterly$214
Estimated total, before insurance$1,756/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,456/yr · $455/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$224,500
$44,900
Loan Term
Monthly Payment
$1,244
Principal & Interest: $1,244
Property taxes (est.): $299
Insurance (est.): $150
Estimated Total Monthly
$1,692
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,456/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 12, 2025Listed$231,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $168/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
305 Via Castilla 203, St. Augustine, FL 32095Listed by DJ & LINDSEY REAL ESTATESep 2026$215,000$1682/21,278110
140 Calle El Jardin 102, St. Augustine, FL 32095Listed by DOGWOOD REALTYJul 2026$205,000$1602/21,2781170
315 Via Castilla 204, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATESep 2026$212,500$1543/21,383170.1
425 La Travesia Flora 203, St. Augustine, FL 32095Listed by PREMIER HOMES REALTY INCJul 2026$195,000$1532/21,278480.1
315 Via Castilla 203, St. Augustine, FL 32095Listed by DAVIDSON REALTY, INC.Jun 2026$215,000$1682/21,2781120.1
180 Calle El Jardin 204, St. Augustine, FL 32095Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2025$249,000$1803/21,38330.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$231,500
Price / Sq Ft$167
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,383
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address150 Calle El Jardin 101, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0724210511

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Sauna, Spa/Hot Tub, Tennis Court(s), Trash, Water
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Covered

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate, Wood
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Patio, Screened

Additional Information

Date ListedAugust 12, 2025
Days on Market112
HOA Fees$642.21 / Quarterly
HOA FrequencyQuarterly
HOA NameEl Jardin Condo Assoc & Avila Palencia (Master)
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Water
Tax Amount$5,455.97
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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