This home is in St. Augustine — a golf course home in St. Johns County.
Active·340 days on market
540 Florida Club Boulevard 305
St. Augustine, FL 32084
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St. Augustine
Gorgeous 1 bedroom/1 bath unit that was recently updated! This must see condo has the following updates; faux wood LVP flooring throughout, new faucets, new stainless appliance package, new white kitchen cabinetry, beautiful quartz countertops, new window treatments, new paint, new toilet, updated walk-in shower, and new bath vanity. The well maintained Florida Club community is close to Vilano Beach, the outlets, I-95, and historic downtown! Community features include; community pool, clubhouse, billiards room, exercise center, pickleball, and is located next to a county golf course. Could be a great starter home, second home, or very profitable rental property. This one wont last long, schedule a showing today!!!
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Tile — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · utiity sewer proximity · Public water · utiity water proximity
County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,818 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Nease Beachfront Parkabout 3 mi · 14 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Areaabout 2 mi · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 3 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 1 mi · San Sebastian River
Closest youth league fields
Collier-Blocker-Puryear Parkabout 2 mi · Basketball, Football, Lacrosse
Closest grocery store
Publixabout 0.7 mi · 955 State Road 16, Saint Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $155,000 | $152,516 | — |
| 2024 | $182,500 | $138,651 | — |
| 2023 | $160,360 | $126,046 | — |
| 2022 | $125,000 | $114,587 | — |
| 2021 | $108,900 | $104,170 | — |
| 2020 | $94,700 | $94,700 | — |
2025 property taxes (current owner): $2,078/yr
Estimated taxes if purchased at asking price: ~$2,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Nov 18, 2025Listed$184,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $221/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 520 Florida Club Boulevard 208, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $180,000 | $216 | 1/1 | 832 | 35 | 0.1 |
| 520 Florida Club Boulevard 108, St. Augustine, FL 32084Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $177,000 | $213 | 1/1 | 832 | 103 | 0.1 |
| 560 Florida Club Boulevard 107, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | May 2025 | $178,000 | $214 | 1/1 | 832 | 24 | 0.1 |
| 560 Florida Club Boulevard 207, St. Augustine, FL 32084Listed by THE NEWCOMER GROUP | May 2025 | $152,000 | $183 | 1/1 | 832 | 54 | 0.1 |
| 510 Florida Club Boulevard 302, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTY | Jun 2026 | $128,000 | $154 | 1/1 | 832 | 10 | 0.2 |
| 510 Florida Club Boulevard 304, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTY | May 2026 | $185,000 | $184 | 2/1 | 1,004 | 118 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines