This home is in Isle of Palms, Jacksonville.

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Active

Active·69 days on market·Isle of Palms

4250 Cordgrass Inlet Drive

Jacksonville, FL 32250

$999,900$482/sqftEst. $5,322/moMLS# 2143864

Beds

Baths

2,073

Sq Ft

1987

Built

Garage

Pool

About this home

Isle of Palms

Rare opportunity to own a waterfront homesite of this size in this highly sought-after area of Jacksonville. Approximately 0.5 acres (per tax roll; to be verified)--an exceptional find in 32250. Existing 3/2 home is move in ready. Enjoy expansive marsh views with no homes directly behind you, offering a level of privacy and natural beauty that is increasingly hard to find. The property sits along a wide, deep-water canal, ideal for boating and waterfront living. The property features a new vinyl seawall (2025, approx. 220+ ft; to be verified) and a covered boathouse (2020) with additional capacity to expand with more lifts and docking. This unique parcel offers ample space to accommodating trailers, boats, and recreational equipment--something rarely found on waterfront lots in this area. Seller is a licensed Florida Real Estate Broker.

Cost to own

Mortgage calculator

Home Price

$999,900

Down Payment: 20%

$199,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$5,051

Principal & Interest: $5,051

Est. Taxes & Insurance: $1,263

Estimated Total Monthly

$6,313

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,322

Property taxesest. at asking price, Duval County$1,633

Estimated total, before insurance$6,955/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$877,569	$330,484	▲ $30,868
2024	$829,494	$302,177	▲ $56,690
2023	$786,750	$291,920	▲ $91,520
2022	$680,289	$281,962	—
2021	$557,999	$257,865	—
2020	$549,863	$253,615	▲ $5,720

2025 property taxes (current owner): $7,410/yr

Estimated taxes if purchased at asking price: ~$19,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History