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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Isle of Palms, Jacksonville — a waterfront home in Jacksonville.

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Active

Active·65 days on market·Isle of Palms

4250 Cordgrass Inlet Drive

Jacksonville, FL 32250

$950,000$458/sqftEst. $5,262/moMLS# 2143864
↓ $49,900 below original list
3
Beds
2
Baths
2,073
Sq Ft
1987
Built
2
Garage
No
Pool

9 more homes for sale in Isle of Palms →Search Isle of Palms on the map

FEMA Zone XNo HOA0.50 acresWaterfrontSingle Family Residence1 story

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About this home

Isle of Palms

Rare opportunity to own a waterfront homesite of this size in this highly sought-after area of Jacksonville. Approximately 0.5 acres (per tax roll; to be verified)--an exceptional find in 32250. Existing 3/2 home is move in ready. Enjoy expansive marsh views with no homes directly behind you, offering a level of privacy and natural beauty that is increasingly hard to find. The property sits along a wide, deep-water canal, ideal for boating and waterfront living. The property features a new vinyl seawall (2025, approx. 220+ ft; to be verified) and a covered boathouse (2020) with additional capacity to expand with more lifts and docking. This unique parcel offers ample space to accommodating trailers, boats, and recreational equipment--something rarely found on waterfront lots in this area. Seller is a licensed Florida Real Estate Broker.

Next steps in Isle of Palms

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,262
Property taxesest. at asking price, Duval County$1,551
Estimated total, before insurance$6,813/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,410/yr · $618/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$950,000
$190,000
Loan Term
Monthly Payment
$5,262
Principal & Interest: $5,262
Property taxes (est.): $1,551
Insurance (est.): $633
Estimated Total Monthly
$7,447
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:29 AM, sunset 6:53 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$877,569$330,484▲ $30,868
2024$829,494$302,177▲ $56,690
2023$786,750$291,920▲ $91,520
2022$680,289$281,962—
2021$557,999$257,865—
2020$549,863$253,615▲ $5,720

2025 property taxes (current owner): $7,410/yr

Estimated taxes if purchased at asking price: ~$18,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 12, 2026Active$950,000
  • Aug 28, 2026Active Under Contract$950,000
  • Aug 12, 2026Price change$950,000−$49,900
  • May 7, 2026Listed$999,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $492/sq ft; this home is listed at $458/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4148 Tideview Drive, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$1,175,000$6093/21,92940.1
4408 Tradewinds Drive, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$1,320,000$4954/4.52,6651560.3
3943 Eunice Road, Jacksonville, FL 32250Listed by STA REALTYSep 2026$630,000$3533/21,787290.5
14526 Plumosa Drive, Jacksonville, FL 32250Listed by JWB REALTY LLCOct 2026$1,100,000$4393/2.52,50711
14637 Marsh View Drive, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$1,150,000$4924/2.52,337101
3631 Crossview Drive, Jacksonville, FL 32224Listed by INI REALTYSep 2026$840,000$3143/32,67941

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$950,000
Price / Sq Ft$458
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,073
Acres0.50 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesNorth

Community Information

Address4250 Cordgrass Inlet Drive, Jacksonville, FL 32250
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionIsle Of Palms
CityJacksonville
CountyDuval
StateFL
Zip Code32250
Lot Size21,780 sq ft
Parcel Number1800181428

Amenities

UtilitiesCable Available, Cable Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking
ViewCanal, Water

Interior

Interior FeaturesVaulted Ceiling(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Garage
SecurityFire Alarm

Exterior

Exterior FeaturesDock
Lot DescriptionCul-De-Sac
Patio / PorchCovered, Porch
RoofShingle
ConstructionWood Siding
Other StructuresBoat House

Additional Information

Date ListedAugust 12, 2026
Days on Market137
Tax Amount$7,410.34
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REGION ATLANTIC REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Isle of Palms

Isle of Palms is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Isle of Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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