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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Springfield, Jacksonville.

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Sold

Sold·Closed Aug 31, 2026·59 days on market·Recent sales in Springfield·Springfield

115 W 4th Street

Jacksonville, FL 32206

$333,000sold priceListed at $379,900 · 87.7% of asking$95/sqftMLS# 2149510
5
Beds
4
Baths
3,498
Sq Ft
1904
Built
—
Garage
No
Pool

60 more homes for sale in Springfield →Search Springfield on the map

FEMA Zone XNo HOA8,712 sqft lotSingle Family Residence2 stories

About this home

Springfield

A rare investment opportunity in the historic heart of Jax's fastest-changing district! This early-1900s Springfield home sits on a coveted double lot with alley access. It fronts West 4th Street, one of Springfield's last surviving brick roads and the very street bringing the neighborhood its name. Beneath the work that this home needs is real character: a wraparound porch, soaring gables, and Victorian millwork worth bringing back to life. Some major systems are already handled - electrical updated (not original) and plumbing partially updated. With its place in Springfield's history secure, this home is ready for its next chapter in the neighborhood's future. This opportunity is only one block from 18-acre Klutho Park, minutes from the $750M+ Pearl Square (bringing 1,250 residences, Publix, restaurants, and hotel), in proximity to the $1.4B Jaguars Stadium of the Future, and the riverfront Four Seasons. Take advantage today of this glowing opportunity with untapped value!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,844
Property taxesest. at asking price, Duval County$544
Estimated total, before insurance$2,388/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,432/yr · $203/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$333,000
$66,600
Loan Term
Monthly Payment
$1,844
Principal & Interest: $1,844
Property taxes (est.): $544
Insurance (est.): $222
Estimated Total Monthly
$2,610
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 1904)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,692 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$365,977$106,235—
2024$348,407$102,534—
2023$349,420$98,092—
2022$329,141$93,779—
2021$246,928$89,592—
2020$233,339$87,665—

2025 property taxes (current owner): $2,432/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 2, 2026Closed$379,900
  • Aug 8, 2026Pending$379,900
  • Aug 4, 2026Price change$379,900+$30,000
  • Aug 4, 2026Price change$349,900−$25,000
  • Jul 22, 2026Price change$374,900−$25,000
  • Jun 9, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $109/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1419 Hubbard Street, Jacksonville, FL 32206Listed by REMAX TOWNE CENTERJul 2026$570,000$1914/3.52,992660.2
236 W 6th Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$671,600$2284/32,944520.2
1443 N Market Street, Jacksonville, FL 32206Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$497,000$1724/32,888840.3
1219 Dyal Street, Jacksonville, FL 32206Listed by HERRON REAL ESTATE LLCApr 2025$180,000$706/4.52,580451.2
4302 N Pearl Street, Jacksonville, FL 32206Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$345,000$1225/22,8341201.7
1630 Larue Avenue, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$560,000$1617/43,4771192.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$379,900
Price / Sq Ft$109
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage3,498
Acres0.20 acres
Year Built1904
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address115 W 4th Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size8,712 sq ft
Parcel Number0710840000

Amenities

UtilitiesSewer Available, Water Available
Water SourcePublic
ParkingOther

Interior

AppliancesOther
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJune 9, 2026
Days on Market59
Tax Amount$2,431.9
Tax Year2025
Listing TermsCash, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WHOLESALE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Springfield

Springfield is a neighborhood in Jacksonville, FL (Duval County), ZIP 32206.

View all Springfield homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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