This home is in Jacksonville — a home near Mandarin High School.
$355,0004 bd · 2 ba · 1,664 sq ft
Active·Listed today
10873 Steeding Horse Drive
Jacksonville, FL 32257
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome home to this well-maintained, move-in-ready property in the heart of Mandarin! Enjoy everything Mandarin has to offer, including convenient access to shopping, dining, parks, and highly rated schools. This home features 4 spacious bedrooms, freshly painted interiors, updated bathrooms, and vinyl plank flooring throughout. With plenty of space for a home office or playroom, this home offers comfort and flexibility. Additional features include a dedicated laundry room, 2-car garage, water softener system, and an HVAC system less than 4 years old. Step outside to your screened-in lanai and a fully fenced backyard, perfect for relaxing, entertaining, or enjoying the outdoors. Move-in ready and just in time for the holidays! Make this beautiful Mandarin home yours and schedule your showing today!
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,740 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
16th Ave S26 min drive · 28 parking spaces
Closest park or preserve
Julington-Durbin Preserve11 min drive · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 3 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 3 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Richard H. 'Dick' Kravitz Regional Park6 min drive · Soccer
Closest grocery store
Walmart Supercenterabout 1 mi · 10251 Shops Ln, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $288,401 | $0 | — |
2025 property taxes (current owner): $366/yr
Estimated taxes if purchased at asking price: ~$7,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 10, 2026Listed$355,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $213/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5261 Hoof Print Drive N, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLC | Oct 2026 | $369,000 | $202 | 3/2 | 1,828 | 80 | 0.2 |
| 10878 Saddle Horn Drive, Jacksonville, FL 32257Listed by EXIT 1 STOP REALTY | Oct 2026 | $270,000 | $230 | 3/2 | 1,176 | 22 | 0.3 |
| 5237 Hoof Print Drive N, Jacksonville, FL 32257Listed by COMMUNITY REALTY ASSOCIATES | Sep 2026 | $349,500 | $265 | 3/2 | 1,321 | 6 | 0.3 |
| 11238 Irish Moss Drive, Jacksonville, FL 32257Listed by WATSON REALTY CORP | Sep 2026 | $389,900 | $216 | 3/2 | 1,807 | 6 | 0.4 |
| 4832 Wallingford Place W, Jacksonville, FL 32257Listed by ROUND TABLE REALTY | Oct 2026 | $385,000 | $203 | 3/2 | 1,900 | 16 | 0.5 |
| 11250 Cloverhill Circle W, Jacksonville, FL 32257Listed by MASH REALTY SERVICES, LLC | Oct 2026 | $395,000 | $242 | 3/2 | 1,632 | 0 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: THIRDSTONE PROPERTIES LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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