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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Active

$810,0003 bd · 2 ba · 2,287 sq ft

Active·Listed today

113 Tide Watch Drive

St. Augustine, FL 32080

$810,000$354/sqftEst. $4,416/mo mortgageMLS# 2172985
3
Beds
2
Baths
2,287
Sq Ft
1996
Built
2
Garage
No
Pool
FEMA Zone XHOA $378/mo6,098 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Welcome to easy coastal living in one of St. Augustine Beach's most desirable oceanfront communities! Featuring one of the larger floor plans in Sea Place, this spacious 3-bedroom, 2-bath home is just a short walk from the beach and offers an ideal combination of comfortable living, natural light, and low-maintenance convenience. Tall ceilings, an open-concept layout, and an abundance of windows create a bright, inviting atmosphere throughout the main living areas. The kitchen features granite countertops, white cabinetry, stainless steel appliances, a tile backsplash, and plenty of storage, with multiple dining options including a breakfast nook, counter seating, and a dedicated dining area. Just off the living room, an enclosed sunroom provides additional living space and opens to a screened lanai overlooking the fenced backyard and mature landscaping.

Next steps in St. Augustine

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,416
Property taxesest. at asking price, St. Johns County$1,078
HOAbilled monthly$378
Estimated total, before insurance$5,872/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,344/yr · $779/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$810,000
$162,000
Loan Term
Monthly Payment
$4,416
Principal & Interest: $4,416
Property taxes (est.): $1,078
Insurance (est.): $540
Estimated Total Monthly
$6,034
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,344/yr

Estimated taxes if purchased at asking price: ~$12,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 9, 2026Listed$810,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $340/sq ft; this home is listed at $354/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
248 Sea Woods Drive N, St. Augustine, FL 32080Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORKOct 2026$470,000$2652/21,771300.3
330 Trade Wind Lane, St. Augustine, FL 32080Listed by STA REALTYAug 2026$550,000$3403/21,6163970.5
316 Mystical Way, St. Augustine, FL 32080Listed by THE NEWCOMER GROUPJul 2026$429,500$2393/21,794110.5
284 San Nicolas Way, St. Augustine, FL 32080Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$550,000$2963/21,8581810.6
40 E Magnolia Avenue, St. Augustine, FL 32080Listed by THE NEWCOMER GROUPAug 2026$1,067,500$5854/31,8241130.7
420 Trade Wind Lane, St. Augustine, FL 32080Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$895,000$4763/31,8811440.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$810,000
Price / Sq Ft$354
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,287
Total Structure Area2,975 sq ft
Acres0.14 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryW. D. Hartley
Reported middleGamble Rogers
Reported highPedro Menendez
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address113 Tide Watch Drive, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionSea Place
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size6,098.4 sq ft
Lot Dimensions51x120
Parcel Number1757630100
ZoningPUD

Amenities

AmenitiesPool, Beach Access, Clubhouse, Maintenance Grounds, Racquetball, Shuffleboard Court, Tennis Court(s), Water
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Wood
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesCourtyard
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Screened
FencingFull
RoofTile
ConstructionFrame, Stucco
Road SurfacePaved

Additional Information

Date ListedNovember 9, 2026
Days on Market0
HOA Fees$378 / Monthly
HOA FrequencyMonthly
HOA NameSea Place
HOA Fee IncludesMaintenance Grounds, Sewer, Water
Tax Amount$9,344.47
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE NEWCOMER GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines