This home is in Jacksonville — a waterfront home in Jacksonville.
$429,9004 bd · 2.5 ba · 2,242 sq ft
Active·1 day on market
3494 Sandburg Road
Jacksonville, FL 32277
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
BIG-TICKET UPDATES DONE! Discover this beautiful brick home in Jacksonville's desirable Fort Caroline area! Double front doors welcome you inside, where elegant French doors open to a comfortable den, leading to a spacious sunroom & adjoining deck overlooking a lush backyard retreat. Mature trees, bamboo, a Myers lemon tree, & walnut trees create a peaceful natural setting, while a creek along the property offers potential water views with selective clearing. Major improvements include a 2016 Master Bath remodel & 2016 appliances, roof (2018), All NEW windows & custom blinds (2019), deck (2020), chimney surround (2021), HVAC ductwork & 9" sprayed attic insulation (2023), complete re-plumbing & water heater (2024), garage door opener & rollers (2025). A private well supplies front-yard irrigation. Enjoy the charm of an established neighborhood with major improvements already completed and the opportunity to create your own backyard oasis- just waiting for you! Come tour today.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,557 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Kathryn Abbey Hanna Park (9&10)about 11 mi · 100 parking spaces
Closest park or preserve
Reddie Point Preserveabout 3 mi · 1.2 mi of trails
Closest public boat ramp
Lonnie Wurn Boat Rampabout 0.9 mi · St. Johns River
Closest kayak & paddleboard launch
Blue Cypress Park Canoe Accessabout 2 mi · St. Johns River
Closest youth league fields
Victory Parkabout 0.7 mi · Baseball, Softball
Closest grocery store
Publixabout 0.6 mi · 7117 Merrill Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 6:48 AM, sunset 5:32 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,020/yr
Estimated taxes if purchased at asking price: ~$8,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Nov 8, 2026Listed$429,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $192/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3471 Hermitage Road E, Jacksonville, FL 32277Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $389,000 | $172 | 4/3 | 2,258 | 2 | 0.1 |
| 3455 Thornhill Drive, Jacksonville, FL 32277Listed by AMERICAN REAL ESTATE SOLUTIONS LLC | Sep 2026 | $166,600 | $105 | 3/2 | 1,589 | 15 | 0.4 |
| 3520 Jacona Drive, Jacksonville, FL 32277Listed by MOXII PRO REALTY | Sep 2026 | $349,000 | $168 | 4/3 | 2,073 | 67 | 0.6 |
| 7227 Stonehurst Road N, Jacksonville, FL 32277Listed by BRANDYWINE HOMES USA LLC | Sep 2026 | $295,000 | $185 | 4/3 | 1,596 | 65 | 0.6 |
| 6204 Diane Road, Jacksonville, FL 32277Listed by WATSON REALTY CORP | Sep 2026 | $304,000 | $176 | 3/2 | 1,730 | 115 | 0.6 |
| 3517 Cesery Boulevard, Jacksonville, FL 32277Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $292,000 | $176 | 3/2 | 1,660 | 240 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PUBLIC SERVICES REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines