Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

1 / 16

Pending

Pending·69 days on market

7227 Stonehurst Road N

Jacksonville, FL 32277

$290,000$182/sqftEst. $1,492/moMLS# 2137240

Beds

Baths

1,596

Sq Ft

1960

Built

Garage

Pool

About this home

Jacksonville

Back on market due to no fault of seller! Don't miss your chance on this 4 bedroom, 3 bathroom, garage home in Arlington Woods! Sat on a dead-end street, enjoy little to no through traffic and all the conveniences of being close to Downtown and major interstates! Publix less than a quarter mile away! This home has been freshly painted inside and out and will charm you with the carriage house garage doors and large fenced-in backyard from the second you pull up. The inside has been thoughtfully updated through the years and has brand new LVP flooring throughout most of the house , a new water heater, and new vanities in the bathrooms while still leaving room for your own creativity! Split floor plan allows privacy to the master suite with it's own French doors that lead to the backyard! Roof replaced 2021! Other features include a utility/laundry room in the garage with additional backyard access. Catch it before it's gone!

Cost to own

Mortgage calculator

Home Price

$290,000

Down Payment: 20%

$58,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,492

Principal & Interest: $1,492

Property taxes (est.): $474

Insurance (est.): $193

Estimated Total Monthly

$2,159

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,492

Property taxesest. at asking price, Duval County$474

Estimated total, before insurance$1,966/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,519/yr · $377/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$233,071	$233,071	—
2024	$220,443	$220,443	▲ $16,700
2023	$211,899	$211,899	—
2022	$194,179	$194,179	▲ $15,155
2021	$150,978	$144,479	—
2020	$133,058	$131,345	▲ $5,214

2025 property taxes (current owner): $4,519/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,356 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History