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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 8, 2026·115 days on market·Recent sales in Jacksonville

6204 Diane Road

Jacksonville, FL 32277

$304,000sold priceListed at $308,900 · 98.4% of asking$176/sqftMLS# 2140097
3
Beds
2
Baths
1,730
Sq Ft
1962
Built
—
Garage
No
Pool
FEMA Zone XNo HOA10,890 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Move In Ready!! Beautiful light and bright 3-bedroom 2-bathroom home on a corner lot. This home is located between the city & the sea, convenient to the beaches, shopping, Jacksonville University, downtown, EverBank Stadium (Go Jaguars) and Mayport Naval Air Station. Home includes many upgrades; LVP flooring in living-dining room and family room 2023, new carpet in hall and all bedrooms 2026, home re-piped in 2023, 150-amp electric panel 2019, HVAC 2019, roof 2016, updated bathrooms, wall oven, dishwasher and refrigerator 2023, well pump 2019. large 180 sq ft attached laundry room, updated thermal windows, spacious shed w/electric in rear yard. Don't miss out on this amazing opportunity to make this beautiful house your next home! SQ FT includes heated and cooled laundry room.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,684
Property taxesest. at asking price, Duval County$496
Estimated total, before insurance$2,180/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,823/yr · $152/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$304,000
$60,800
Loan Term
Monthly Payment
$1,684
Principal & Interest: $1,684
Property taxes (est.): $496
Insurance (est.): $203
Estimated Total Monthly
$2,383
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2016 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,546 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$209,433$71,905—
2024$207,438$69,172—
2023$206,402$65,701—
2022$184,569$62,332—
2021$140,593$59,061—
2020$130,368$57,556—

2025 property taxes (current owner): $1,823/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 8, 2026Closed$308,900
  • Aug 8, 2026Pending$308,900
  • Apr 15, 2026Listed$308,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6119 Shetland Road, Jacksonville, FL 32277Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$256,000$1903/21,345380.1
3520 Jacona Drive, Jacksonville, FL 32277Listed by MOXII PRO REALTYSep 2026$349,000$1684/32,073670.2
3455 Thornhill Drive, Jacksonville, FL 32277Listed by AMERICAN REAL ESTATE SOLUTIONS LLCSep 2026$166,600$1053/21,589150.2
3139 Cesery Boulevard, Jacksonville, FL 32277Listed by PLATINUM CHOICE REALTY LLCSep 2026$245,000$1963/21,251260.3
3517 Cesery Boulevard, Jacksonville, FL 32277Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$292,000$1763/21,6602400.4
2702 Rogero Road, Jacksonville, FL 32211Listed by MIDDLETON REALTY, INC.Sep 2026$267,000$2144/2.51,24810.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$308,900
Price / Sq Ft$179
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,730
Acres0.25 acres
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address6204 Diane Road, Jacksonville, FL 32277
Area041-Arlington
SubdivisionFt Caroline Club Est
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size10,890 sq ft
Lot Dimensions101 x 100
Parcel Number1119190000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchRear Porch
FencingBack Yard
ConstructionBlock
Other StructuresShed(s)

Additional Information

Date ListedApril 15, 2026
Days on Market115
Tax Amount$1,822.84
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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