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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Active

$420,0003 bd · 1.5 ba · 1,718 sq ft

Active·1 day on market

8857 Regina Road

Jacksonville, FL 32257

$420,000$244/sqftEst. $2,290/mo mortgageMLS# 2172650
3
Beds
1.5
Baths
1,718
Sq Ft
1962
Built
2
Garage
No
Pool
FEMA Zone XNo HOA0.47 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

**RENOVATED**FENCED YARD**NEW ELECTRICAL PANEL**REPIPED** Step into this modern and stylish 3 bed/2 bath home offering a newer roof (2017), AC (2021), repiped plumbing, and a NEW ELECTRICAL PANEL (2026) at 150amp. Enjoy an OPEN FLOOR PLAN showcasing original HARDWOOD FLOORING and updated lighting fixtures throughout. The kitchen boasts decorative tile flooring, a large food prep island with a breakfast bar, NEW STAINLESS STEEL APPLIANCES, and tons of countertop space and cabinetry with gold accents. The spacious BONUS ROOM features a cozy brick FIREPLACE, while the primary suite offers a stylish bathroom with decorative tile, gold accents, and a large walk-in shower with gorgeous floor to ceiling tile. Outside, find a large front yard, HUGE SCREENED-IN PATIO, large FENCED-IN BACKYARD, 2 car garage, and LARGE CARPORT with room to park an RV or boat. Located near major roads for easy commutes and minutes away from tons of shopping and dining! Do not miss this gem!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,290
Property taxesest. at asking price, Duval County$688
Estimated total, before insurance$2,977/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,525/yr · $377/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$420,000
$84,000
Loan Term
Monthly Payment
$2,290
Principal & Interest: $2,290
Property taxes (est.): $688
Insurance (est.): $280
Estimated Total Monthly
$3,257
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,651 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 6:48 AM, sunset 5:32 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $234,000 in May 2026(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$273,491$222,080▼ $5,649

2025 property taxes (current owner): $4,525/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 9, 2026Active$420,000
  • Nov 6, 2026Listed$420,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $219/sq ft; this home is listed at $244/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8781 Goodbys Cove Drive, Jacksonville, FL 32217Listed by UNITED REAL ESTATE GALLERYNov 2026$340,000$2343/21,4521240.4
8457 San Ardo Drive, Jacksonville, FL 32217Listed by AMERICAN REAL ESTATE SOLUTIONS LLCOct 2026$300,000$1763/21,704490.6
4931 N Southwark Drive, Jacksonville, FL 32257Listed by FADER & CO REALTY LLCSep 2026$298,000$1873/21,59200.6
4068 Corrientes Court S, Jacksonville, FL 32217Listed by RE/MAX SPECIALISTSOct 2026$419,900$2193/21,917590.7
9042 Warwickshire Road, Jacksonville, FL 32257Listed by DOUGLAS ELLIMAN FLORIDASep 2026$310,000$2133/21,45620.7
4059 Corrientes Court S, Jacksonville, FL 32217Listed by IDEAL REALTY CONNECTIONSOct 2026$404,000$2592/21,557730.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$420,000
Price / Sq Ft$244
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,718
Total Structure Area22,398 sq ft
Acres0.47 acres
Year Built1962
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryBeauclerc
MiddleAlfred Dupont

Community Information

Address8857 Regina Road, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionDavid Scurry Grant
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size20,473.2 sq ft
Lot Dimensions100 x 210
Parcel Number1492560000
ZoningResidential

Amenities

Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourceWell
ParkingAttached, Carport, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened
FencingFenced
RoofShingle
ConstructionBlock, Concrete, Frame
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 9, 2026
Days on Market1
Tax Amount$4,524.92
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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