This home is in Jacksonville — a home near Samuel W. Wolfson High School.
$850,0004 bd · 3 ba · 2,500 sq ft
Active·4 days on market
4405 W Worth Drive W
Jacksonville, FL 32207
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome Home! Beautiful 4-bedroom, 3-bathroom home nestled in a wonderful neighborhood! This warm and inviting home offers the perfect blend of comfort, space, and relaxation. From the moment you arrive, you'll love the spacious front yard and welcoming curb appeal. One of the home's standout features is the backyard oasis, complete with a beautiful saltwater pool and a relaxing hot tub that creates a stunning waterfall feature flowing right into the pool. It's the perfect setting for entertaining family and friends, enjoying sunny afternoons, or unwinding after a long day. With four spacious bedrooms, three bathrooms, and inviting spaces throughout, this home offers room to make memories and enjoy everything that makes a house feel like home. Come see all this wonderful home has to offer. You may just fall in love! The owner is a realtor and the listing agent. Please see private remarks.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1951)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,716 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
19th Ave Nabout 16 mi · 15 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Parkabout 4 mi · 4 mi of trails
Closest public boat ramp
Wayne B Stevens Parkabout 5 mi · Ortega River
Closest kayak & paddleboard launch
River Oaks Park Paddlecraft Accessabout 2 mi · Craig Creek
Closest youth league fields
Earl Johnson Memorial Parkabout 1 mi · Soccer
Closest grocery store
Winn-Dixieabout 1 mi · 1520 W University Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 6:48 AM, sunset 5:33 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,654/yr
Estimated taxes if purchased at asking price: ~$16,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Nov 5, 2026Listed$850,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $280/sq ft; this home is listed at $340/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4385 Worth Drive E, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Nov 2026 | $638,420 | $319 | 3/2 | 2,000 | 77 | 0.1 |
| 4524 Pinewood Avenue, Jacksonville, FL 32207Listed by SHEEPCO REAL ESTATE GROUP | Jul 2026 | $650,000 | $297 | 4/3 | 2,192 | 37 | 0.2 |
| 4155 London Road, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $575,000 | $244 | 3/3 | 2,355 | 169 | 0.3 |
| 1435 Riverbirch Lane, Jacksonville, FL 32207Listed by ROUND TABLE REALTY | Sep 2026 | $699,000 | $280 | 4/2 | 2,500 | 2 | 0.4 |
| 1447 Redbud Lane, Jacksonville, FL 32207Listed by NON MLS (realMLS) | Jul 2026 | $395,000 | $164 | 3/2.5 | 2,404 | 11 | 0.4 |
| 4504 Peachtree Circle E, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTS | Aug 2026 | $440,000 | $233 | 3/2 | 1,888 | 7 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
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