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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Miramar, Jacksonville.

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Active Under Contract

Active Under Contract·94 days on market·Miramar

4385 Worth Drive E

Jacksonville, FL 32207

$649,900$325/sqftEst. $3,600/moMLS# 2155565
↓ $25,100 below original list
3
Beds
2
Baths
2,000
Sq Ft
1953
Built
2
Garage
No
Pool

6 more homes for sale in Miramar →Search Miramar on the map

FEMA Zone XNo HOA13,068 sqft lotSingle Family Residence1 story

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About this home

Miramar

NEW LISTING! Beautifully updated & meticulously maintained, this lovely brick home in San Marco offers the perfect blend of classic charm and modern comfort. Rich hardwood floors, abundant natural light & thoughtful updates create a warm, inviting atmosphere. The spacious open kitchen features granite countertops, stainless steel appliances & a breakfast bar - ideal for everyday living & entertaining. A versatile bonus room provides the perfect space for a second living area, playroom, or home office. The primary suite features a beautifully renovated ensuite bath w/ glass shower & the renovated hall bath is very spacious! The oversized two-car garage w/ double bays offers great storage. A huge backyard has plenty of room to relax, entertain friends or even to add a pool! Walk to the charming restaurants of Miramar or take a quick bike ride or drive to San Marco Square's shopping and dining. Minutes from downtown Jax, this home also has a brand new roof! Hurry to see this one!

Next steps in Miramar

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,600
Property taxesest. at asking price, Duval County$1,061
Estimated total, before insurance$4,661/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,735/yr · $478/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$649,900
$129,980
Loan Term
Monthly Payment
$3,600
Principal & Interest: $3,600
Property taxes (est.): $1,061
Insurance (est.): $433
Estimated Total Monthly
$5,094
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1953)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,735/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Active Under Contract$649,900
  • Sep 17, 2026Price change$649,900−$10,000
  • Aug 27, 2026Price change$659,900−$15,100
  • Jul 31, 2026Active$675,000
  • Jul 20, 2026Active Under Contract$675,000
  • Jul 15, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $280/sq ft; this home is listed at $325/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4155 London Road, Jacksonville, FL 32207Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$575,000$2443/32,3551690.3
1435 Riverbirch Lane, Jacksonville, FL 32207Listed by ROUND TABLE REALTYSep 2026$699,000$2804/22,50020.3
1275 Monterey Street, Jacksonville, FL 32207Listed by COWFORD REALTY & DESIGN LLCOct 2026$530,000$3303/21,606420.4
4504 Peachtree Circle E, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTSAug 2026$440,000$2333/21,88870.4
1278 Eutaw Place, Jacksonville, FL 32207Listed by ROUND TABLE REALTYAug 2026$522,500$3274/21,597240.5
3862 Orlando Circle W, Jacksonville, FL 32207Listed by JPAR CITY AND BEACHAug 2026$300,000$2063/2.51,453250.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$649,900
Price / Sq Ft$325
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,000
Acres0.30 acres
Year Built1953
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryHendricks Avenue

Community Information

Address4385 Worth Drive E, Jacksonville, FL 32207
Area011-San Marco
SubdivisionMiramar
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size13,068 sq ft
Lot Dimensions90 x 144
Parcel Number0993520000

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Front Porch
FencingBack Yard
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 16, 2026
Days on Market75
Tax Amount$5,734.85
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Miramar

Miramar is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all Miramar homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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