This home is in Miramar, Jacksonville.

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Active·Listed today·Miramar

4385 Worth Drive E

Jacksonville, FL 32207

$675,000$344/sqftEst. $3,593/moMLS# 2155565

Beds

Baths

1,960

Sq Ft

1953

Built

Garage

Pool

About this home

Miramar

NEW LISTING! Beautifully updated & meticulously maintained, this lovely brick home in San Marco offers the perfect blend of classic charm and modern comfort. Rich hardwood floors, abundant natural light & thoughtful updates create a warm, inviting atmosphere. The spacious open kitchen features granite countertops, stainless steel appliances & a breakfast bar - ideal for everyday living & entertaining. A versatile bonus room provides the perfect space for a second living area, playroom, or home office. The primary suite features a beautifully renovated ensuite bath w/ glass shower & the renovated hall bath is very spacious! The oversized two-car garage w/ double bays offers great storage. A huge backyard has plenty of room to relax, entertain friends or even to add a pool! Walk to the charming restaurants of Miramar or take a quick bike ride or drive to San Marco Square's shopping and dining. Minutes from downtown Jax, this home also has a brand new roof! Hurry to see this one!

Cost to own

Mortgage calculator

Home Price

$675,000

Down Payment: 20%

$135,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,431

Principal & Interest: $3,431

Est. Taxes & Insurance: $858

Estimated Total Monthly

$4,289

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,593

Property taxesest. at asking price, Duval County$1,102

Estimated total, before insurance$4,695/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,735/yr

Estimated taxes if purchased at asking price: ~$13,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1953)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History